# SIP Calculator vs Splitty

The clearest difference is in-app purchases: SIP Calculator at none against Splitty's 3. SIP Calculator also leads on iOS requirement (12.0 vs 16.4). Splitty's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads and device support there is nothing between them.

Both are free to download. Splitty sells 3 in-app purchases, starting at $3.99 per month. SIP Calculator asks for nothing beyond the download.

SIP Calculator ships an update every 2 weeks, Splitty every 5 days. The most recent releases landed on November 4, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | SIP Calculator | Splitty |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/sip-calculator-loan-emi-tool/id6736988084/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Ad-supported | — |
| Size | 42 MB | 131 MB |
| Requires iOS | **12.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Gohel Prakashbhai](https://appshunter.io/developer/1774240250) | [Ali Adnan Haider Darwish Al-Zaabi](https://appshunter.io/developer/1473447060) |

## What reviewers say

### SIP Calculator

[App page](https://appshunter.io/ios/app/sip-calculator-loan-emi-tool/id6736988084)

This app helps users estimate investment returns, calculate loan payments, and plan savings. It offers tools for SIP, Fixed Deposits, Recurring Deposits, EMIs, PPF, and inflation-adjusted SIPs to aid financial planning.

**Highlights:** SIP investment return estimation, Fixed Deposit (FD) calculator, Recurring Deposit (RD) calculator, EMI calculation for loans, Public Provident Fund (PPF) calculator, SIP with inflation impact analysis

**Features:** macOS Compatibility

**In-app purchases:** none


### Splitty

[App page](https://appshunter.io/ios/app/splitty-split-bills-and-trips/id6790855314)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Splitty Pro (Monthly) | $3.99 | per month |
| Splitty Pro (Yearly) | $29.99 | per year |
| Trip Report | $0.99 | one-time |


## Frequently asked questions

### Is SIP Calculator free?

SIP Calculator is free to download, with no in-app purchases.

### Is Splitty free?

Splitty is free to download, with in-app purchases available.

### Do SIP Calculator or Splitty have ads?

Both SIP Calculator and Splitty show ads.

### Which is updated more often, SIP Calculator or Splitty?

SIP Calculator ships an update every 2 weeks, and Splitty every 5 days. Most recently, SIP Calculator was updated on November 4, 2026 and Splitty on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*