# Smart CFC vs OPCVM DIRECT

The clearest difference is update cadence: OPCVM DIRECT at every 4 days against Smart CFC's every 4 months. OPCVM DIRECT also leads on iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart CFC ships an update every 4 months, OPCVM DIRECT every 4 days. Both last shipped on October 30, 2026.

## The numbers

| Metric | Smart CFC | OPCVM DIRECT |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 days** |
| Size | 28 MB | 69 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [RCAR](https://appshunter.io/developer/714876390) | [BMCE CAPITAL](https://appshunter.io/developer/1383351944) |

## What reviewers say

### Smart CFC

[App page](https://appshunter.io/ios/app/smart-cfc/id6736991806)

**In-app purchases:** none


### OPCVM DIRECT

[App page](https://appshunter.io/ios/app/opcvm-direct/id6751511823)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Smart CFC free?

Smart CFC is free to download, with no in-app purchases.

### Is OPCVM DIRECT free?

OPCVM DIRECT is free to download, with no in-app purchases.

### Do Smart CFC or OPCVM DIRECT have ads?

Neither Smart CFC nor OPCVM DIRECT shows ads.

### Which is updated more often, Smart CFC or OPCVM DIRECT?

Smart CFC ships an update every 4 months, and OPCVM DIRECT every 4 days. Most recently, Smart CFC was updated on October 30, 2026 and OPCVM DIRECT on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*