# Net Worth Tracker vs M Budget

The clearest difference is rating: M Budget at 5.0 against Net Worth Tracker's 3.0. M Budget also leads on monetization model (free vs free with in-app purchases). Net Worth Tracker's advantage is update cadence (every 5 days vs every 2 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Net Worth Tracker sells 3 in-app purchases, starting at $0.99 per month and M Budget sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

M Budget holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

Net Worth Tracker ships an update every 5 days, M Budget every 2 weeks. The most recent releases landed on October 14, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Net Worth Tracker | M Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389/reviews)** |
| Number of ratings | **2** | 1 |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 34 MB |
| Requires iOS | **17.0** | 17.2 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [XIANG LI](https://appshunter.io/developer/1482267668) | [海燕 赵](https://appshunter.io/developer/6780315706) |

## What reviewers say

### Net Worth Tracker

[App page](https://appshunter.io/ios/app/net-worth-tracker-mintly/id6737015950)

This app simplifies financial management by focusing on account balance changes and significant income/expenses, rather than logging every transaction. It helps users save time, reduce stress, and gain a clearer overview of their financial health.

**Highlights:** Track account balance changes, Focus on significant income/expenses, Save time with weekly tracking, Reduce financial stress, Gain a big picture financial view, Improve financial decision-making

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Annual | $4.99 | per year |
| Lifetime | $6.99 | one-time |


### M Budget

[App page](https://appshunter.io/ios/app/m-budget-expense-tracker/id6780538389)

This app helps you manage your finances with simple expense tracking, clear charts, and budget alerts. It prioritizes privacy with 100% on-device storage and no data collection. Track accounts, assets, and liabilities to gain better financial control.

**Highlights:** Fast expense and income logging, Calendar view for daily spending, Powerful statistical charts, Net worth tracking, Budget setting and alerts, Multi-account management, On-device data storage

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| M Budget Pro | $4.99 | one-time |


## Frequently asked questions

### Is Net Worth Tracker free?

Net Worth Tracker is free to download, with in-app purchases available.

### Is M Budget free?

M Budget is free to download, with in-app purchases available.

### Which has better reviews, Net Worth Tracker or M Budget?

M Budget is rated higher. Net Worth Tracker averages 3.0 out of 5 from 2 ratings, while M Budget averages 5.0 from 1 ratings.

### Do Net Worth Tracker or M Budget have ads?

Neither Net Worth Tracker nor M Budget shows ads.

### Which is updated more often, Net Worth Tracker or M Budget?

Net Worth Tracker ships an update every 5 days, and M Budget every 2 weeks. Most recently, Net Worth Tracker was updated on October 14, 2026 and M Budget on October 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*