# UU Wallet vs UPay Wallet

The clearest difference is review sentiment: UU Wallet at 99% against UPay Wallet's 55%. UU Wallet also leads on rating (4.9 vs 2.6) and ratings volume (190 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UU Wallet holds the better App Store score, 4.9 against 2.6. That said, the two scores are not equally well evidenced: UU Wallet has 190 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 99% of UU Wallet's written reviews are positive against 55% of UPay Wallet's.

UU Wallet ships an update fortnightly, UPay Wallet every 6 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | UU Wallet | UPay Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (190 ratings)](https://appshunter.io/ios/app/uu-wallet/id6737089333/reviews)** | [2.6 (7 ratings)](https://appshunter.io/ios/app/upay-wallet/id6745806643/reviews) |
| Number of ratings | **190** | 7 |
| Positive reviews | **99.0% of reviews** | 54.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 96 MB | 164 MB |
| Requires iOS | **15.0** | 16.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Finex Global Pay Ltd.](https://appshunter.io/developer/6808531501) | [UPay Technology LTD.](https://appshunter.io/developer/1726104478) |

## What reviewers say

### UU Wallet

[App page](https://appshunter.io/ios/app/uu-wallet/id6737089333)

Easily convert currencies globally with real-time rates. Manage peso transactions, including exchanges and withdrawals, with a user-friendly interface. Experience financial flexibility and control for all your international money needs.

**Highlights:** Global currency conversion, Real-time exchange rates, Peso exchange and withdrawal, User-friendly interface, International money transfers

**In-app purchases:** none

**What reviewers like**

- 🚀 Smooth and lag-free operation
- 🔒 Safe and reliable with detailed transaction records
- 👍 User-friendly interface design
- 👍 Easy to use even for financial novices
- 🚀 Fast and efficient peso exchange process


### UPay Wallet

[App page](https://appshunter.io/ios/app/upay-wallet/id6745806643)

This comprehensive digital finance platform merges cryptocurrency with traditional banking services. It offers a secure, intuitive Web3 wallet, multi-currency crypto cards, and global currency exchange. The app also provides flexible crypto finance solutions for financial growth and borderless remittance services.

**Highlights:** Web3 Wallet supporting major cryptocurrencies, Multi-currency crypto cards, Global currency exchange, Crypto-to-fiat conversion, Yield-generating crypto finance solutions, Borderless remittance service, Integration with Apple Pay and Google Pay

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is UU Wallet free?

UU Wallet is free to download, with no in-app purchases.

### Is UPay Wallet free?

UPay Wallet is free to download, with no in-app purchases.

### Which has better reviews, UU Wallet or UPay Wallet?

UU Wallet is rated higher. UU Wallet averages 4.9 out of 5 from 190 ratings, while UPay Wallet averages 2.6 from 7 ratings.

### Do UU Wallet or UPay Wallet have ads?

Neither UU Wallet nor UPay Wallet shows ads.

### Which is updated more often, UU Wallet or UPay Wallet?

UU Wallet ships an update fortnightly, and UPay Wallet every 6 weeks. Most recently, UU Wallet was updated on November 4, 2026 and UPay Wallet on October 30, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*