# 元大證金iMoney vs PayoffRoute

The clearest difference is in-app purchases: 元大證金iMoney at none against PayoffRoute's 2. 元大證金iMoney also leads on iOS requirement (13.0 vs 18.0). PayoffRoute's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. PayoffRoute sells 2 in-app purchases, starting at $9.99 per year. 元大證金iMoney asks for nothing beyond the download.

元大證金iMoney ships an update every 2 months, PayoffRoute every 2 weeks. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 元大證金iMoney | PayoffRoute |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Size | 15 MB | 18 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Mac** |
| Age rating | 4+ | 4+ |
| Developer | [元大證金](https://appshunter.io/developer/1125317070) | [Jin-Cong Lin](https://appshunter.io/developer/1447306097) |

## What reviewers say

### 元大證金iMoney

[App page](https://appshunter.io/ios/app/imoney/id6737120928)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayoffRoute

[App page](https://appshunter.io/ios/app/payoffroute/id6791168049)

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PayoffRoute Pro Annual | $9.99 | per year |
| PayoffRoute Pro Lifetime | $14.99 | one-time |


## Frequently asked questions

### Is 元大證金iMoney free?

元大證金iMoney is free to download, with no in-app purchases.

### Is PayoffRoute free?

PayoffRoute is free to download, with in-app purchases available.

### Do 元大證金iMoney or PayoffRoute have ads?

Neither 元大證金iMoney nor PayoffRoute shows ads.

### Which is updated more often, 元大證金iMoney or PayoffRoute?

元大證金iMoney ships an update every 2 months, and PayoffRoute every 2 weeks. Most recently, 元大證金iMoney was updated on October 25, 2026 and PayoffRoute on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*