# Mortgage Tracker | SPARC vs Refi Scout

Mortgage Tracker | SPARC and Refi Scout both sit at 5.0 stars, but that hides the real split: 100% of Refi Scout's written reviews are positive against 50% of Mortgage Tracker | SPARC's. Refi Scout also leads on update cadence (daily vs weekly) and iOS requirement (17.0 vs 26.0). Mortgage Tracker | SPARC's advantage is ads (none vs shown). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Mortgage Tracker | SPARC sells 1 one-off in-app purchase and Refi Scout sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Mortgage Tracker | SPARC against 5.0 for Refi Scout. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 50% of Mortgage Tracker | SPARC's written reviews are positive against 100% of Refi Scout's.

Mortgage Tracker | SPARC ships an update weekly, Refi Scout daily. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Mortgage Tracker | SPARC | Refi Scout |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/mortgage-tracker-sparc/id6737147688/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/refi-scout/id6761666778/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 50.0% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Weekly | **Daily** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 5 MB | 1 MB |
| Requires iOS | 26.0 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SPARC SOLUTIONS LLC](https://appshunter.io/developer/1703776229) | [Dappled Company LLC](https://appshunter.io/developer/1890729281) |

## What reviewers say

### Mortgage Tracker | SPARC

[App page](https://appshunter.io/ios/app/mortgage-tracker-sparc/id6737147688)

This app helps you manage and understand your mortgage details. It calculates key metrics, provides an amortization schedule, and visualizes your financial progress. Keep track of multiple properties with iCloud syncing across your iOS devices.

**Highlights:** Calculate principal, interest, and monthly payments, View detailed amortization schedules, Visualize mortgage data with graphs, Sync data across iOS devices via iCloud, Track multiple mortgages simultaneously

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Create Unlimited Mortgages | $0.99 | one-time |


### Refi Scout

[App page](https://appshunter.io/ios/app/refi-scout/id6761666778)

This finance app monitors daily mortgage rates and alerts you when refinancing could save you money. It analyzes your specific loan details against national trends to provide a personalized refinance score and custom alerts.

**Highlights:** Daily mortgage rate monitoring, Personalized refinance score, Customizable refinance alerts, Support for multiple properties, 12-month rate history, On-device data privacy

**Features:** macOS Compatibility

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $6.99 | per month |
| Annual | $39.99 | per year |
| Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Mortgage Tracker | SPARC free?

Mortgage Tracker | SPARC is free to download, with in-app purchases available.

### Is Refi Scout free?

Refi Scout is free to download, with in-app purchases available.

### Which has better reviews, Mortgage Tracker | SPARC or Refi Scout?

Mortgage Tracker | SPARC and Refi Scout are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do Mortgage Tracker | SPARC or Refi Scout have ads?

Refi Scout shows ads; Mortgage Tracker | SPARC does not.

### Which is updated more often, Mortgage Tracker | SPARC or Refi Scout?

Mortgage Tracker | SPARC ships an update weekly, and Refi Scout daily. Most recently, Mortgage Tracker | SPARC was updated on November 4, 2026 and Refi Scout on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*