# Selcom Pesa vs HarakaPay

Selcom Pesa and HarakaPay are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | Selcom Pesa | HarakaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (11 ratings)](https://appshunter.io/ios/app/selcom-pesa/id6737184776/reviews)** | — |
| Number of ratings | **11** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | — |
| Size | 204 MB | 27 MB |
| Requires iOS | 15.6 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Selcom Paytech Limited](https://appshunter.io/developer/1509221215) | [ANTONY KAROLI INNOCENT](https://appshunter.io/developer/1836264934) |

## What reviewers say

### Selcom Pesa

[App page](https://appshunter.io/ios/app/selcom-pesa/id6737184776)

This digital financial app, licensed by the Bank of Tanzania, helps Tanzanian citizens manage their money globally. It offers flexible transaction bundles, instant loans with credit score access, and secure payment options. Onboarding is quick and easy, with 24/7 customer support available in English and Kiswahili.

**Highlights:** Flexible transaction bundles, Instant loans and credit score access, Smart and easy onboarding, Manage multiple account balances, Secure and instant payments, Rewards for inviting friends, Instant Lipa Namba (TanQR) registration

**Features:** Apple Wallet

**In-app purchases:** none


### HarakaPay

[App page](https://appshunter.io/ios/app/harakapay/id6756492091)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Selcom Pesa free?

Selcom Pesa is free to download, with no in-app purchases.

### Is HarakaPay free?

HarakaPay is free to download, with no in-app purchases.

### Do Selcom Pesa or HarakaPay have ads?

Neither Selcom Pesa nor HarakaPay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*