# Budget Calculator vs Smart saving

The clearest difference is in-app purchases: Smart saving at none against Budget Calculator's 6. Smart saving also leads on iOS requirement (13.0 vs 15.0). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Budget Calculator sells 6 in-app purchases, starting at $1.99 per 7 days. Smart saving asks for nothing beyond the download.

Budget Calculator ships an update every 11 days, Smart saving every 9 days. The most recent releases landed on October 30, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Budget Calculator | Smart saving |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (17 ratings)](https://appshunter.io/ios/app/budget-calculator-smartbudget/id6737196204/reviews)** | — |
| Number of ratings | **17** | — |
| Positive reviews | 72.7% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 11 days | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 201 MB | 19 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Metehan Gurgentepe](https://appshunter.io/developer/1703336019) | [samer sweiss](https://appshunter.io/developer/1854032956) |

## What reviewers say

### Budget Calculator

[App page](https://appshunter.io/ios/app/budget-calculator-smartbudget/id6737196204)

Simplify your finances with tools to track income, expenses, and savings goals. Set financial targets, receive payment reminders, and visualize your progress towards a debt-free future.

**Highlights:** Expense tracking and categorization, Income and savings goal management, Smart payment reminders, Visual progress tracking, Financial goal setting

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Budget Guru | $1.99 | per 7 days |
| Premium Features | $3.99 | per month |
| Premium Access | $7.99 | per 6 months |
| Premium Features for One Year | $16.99 | per year |
| Lifetime Access | Free | one-time |
| Premium Features | $4.99 | one-time |


### Smart saving

[App page](https://appshunter.io/ios/app/smart-saving/id6755690444)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Budget Calculator free?

Budget Calculator is free to download, with in-app purchases available.

### Is Smart saving free?

Smart saving is free to download, with no in-app purchases.

### Do Budget Calculator or Smart saving have ads?

Neither Budget Calculator nor Smart saving shows ads.

### Which is updated more often, Budget Calculator or Smart saving?

Budget Calculator ships an update every 11 days, and Smart saving every 9 days. Most recently, Budget Calculator was updated on October 30, 2026 and Smart saving on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*