# Pays Wallet vs CacaoCash

The clearest difference is ads: Pays Wallet at none against CacaoCash's shown. CacaoCash's advantage is update cadence (every 2 days vs every 2 months). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Pays Wallet against 5.0 for CacaoCash. Both are backed by a comparable volume of ratings — 2 and 3 respectively.

Pays Wallet ships an update every 2 months, CacaoCash every 2 days. The most recent releases landed on October 19, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Pays Wallet | CacaoCash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/pays-wallet/id6737210324/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/cacaocash/id6761438986/reviews) |
| Number of ratings | 2 | **3** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 days** |
| Monetization | Free | Free |
| Size | 76 MB | 84 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Pays Solutions Technology Limited](https://appshunter.io/developer/1775293729) | [DEKSxyz, Inc.](https://appshunter.io/developer/1832489598) |

## What reviewers say

### Pays Wallet

[App page](https://appshunter.io/ios/app/pays-wallet/id6737210324)

Manage your cryptocurrency with a smart wallet that allows sending, receiving, and swapping tokens. Convert your crypto into cash with a virtual Visa card for everyday spending at any merchant that accepts Visa.

**Highlights:** Smart account wallet with multi-chain support, Send crypto to contacts, emails, or wallet addresses, Swap tokens across chains with live pricing, Buy and sell crypto with local currency, Virtual Visa card for spending crypto, Manage up to 5 virtual cards, Face ID and passkey authentication

**Features:** macOS Compatibility

**In-app purchases:** none


### CacaoCash

[App page](https://appshunter.io/ios/app/cacaocash/id6761438986)

Facilitate seamless financial transactions in Latin America. This app allows users to pay with local QR codes, transfer funds to local bank accounts, and deposit money from various international locations. Earn cashback rewards on every transaction made.

**Highlights:** Local QR code payments, Fund transfers to local banks, International deposits (US, EU, UK), Cashback rewards on purchases, Spend like a local

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pays Wallet free?

Pays Wallet is free to download, with no in-app purchases.

### Is CacaoCash free?

CacaoCash is free to download, with no in-app purchases.

### Which has better reviews, Pays Wallet or CacaoCash?

Pays Wallet and CacaoCash are both rated 5.0 out of 5 on the App Store, from 2 and 3 ratings respectively.

### Do Pays Wallet or CacaoCash have ads?

CacaoCash shows ads; Pays Wallet does not.

### Which is updated more often, Pays Wallet or CacaoCash?

Pays Wallet ships an update every 2 months, and CacaoCash every 2 days. Most recently, Pays Wallet was updated on October 19, 2026 and CacaoCash on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*