# XPay vs Valut App

The clearest difference is iOS requirement: XPay at 13.0 against Valut App's 15.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XPay ships an update every 2 weeks, Valut App every 3 weeks. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | XPay | Valut App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/xpay/id6737283279/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | — |
| Size | 39 MB | 40 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [2M INSTITUICAO DE PAGAMENTOS SA](https://appshunter.io/developer/1731149355) | [VALUT GLOBAL](https://appshunter.io/developer/1766800899) |

## What reviewers say

### XPay

[App page](https://appshunter.io/ios/app/xpay/id6737283279)

This fintech platform offers innovative payment solutions tailored for Brazilian entrepreneurs. It provides personalized payment methods and is expanding its reach nationwide with new products for an intuitive user experience.

**Highlights:** Innovative payment solutions, Personalized payment methods, Nationwide presence, New product launches, Intuitive user experience

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Valut App

[App page](https://appshunter.io/ios/app/valut-app/id6739889589)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is XPay free?

XPay is free to download, with no in-app purchases.

### Is Valut App free?

Valut App is free to download, with no in-app purchases.

### Do XPay or Valut App have ads?

Neither XPay nor Valut App shows ads.

### Which is updated more often, XPay or Valut App?

XPay ships an update every 2 weeks, and Valut App every 3 weeks. Most recently, XPay was updated on October 16, 2026 and Valut App on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*