# Shoal vs Basis Point

The clearest difference is in-app purchases: Shoal at none against Basis Point's 4. Shoal also leads on iOS requirement (15.1 vs 18.4). Basis Point's advantage is update cadence (weekly vs every 2 months) and review sentiment (100% vs 90%). On price, ads and device support there is nothing between them.

Both are free to download. Basis Point sells 4 in-app purchases, starting at $1.99 per month. Shoal asks for nothing beyond the download.

Shoal ships an update every 2 months, Basis Point weekly. The most recent releases landed on October 6, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Shoal | Basis Point |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shoal/id6737417897/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 90.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | **Free** | Freemium |
| Size | 147 MB | 25 MB |
| Requires iOS | **15.1** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Algbra FS UK Limited](https://appshunter.io/developer/1610109637) | [Cameron Maclaine](https://appshunter.io/developer/1891850940) |

## What reviewers say

### Shoal

[App page](https://appshunter.io/ios/app/shoal/id6737417897)

Grow your savings while supporting sustainable global projects. Track your positive environmental impact, like CO2 avoidance and clean water generation, alongside your financial growth. Contribute to UN Sustainable Development Goals with FSCS-protected savings pots.

**Highlights:** Earn returns on savings, Support green and social projects, Track CO2e avoidance, Track clean water generated, Contribute to UN SDGs, FSCS protected savings

**In-app purchases:** none


### Basis Point

[App page](https://appshunter.io/ios/app/basis-point/id6762004675)

Automate your ETF investments with a rule-based strategy that buys the dip during market drawdowns. This tool removes emotional trading by adhering to a mathematical approach, allowing for full customization of ETFs, currency, and risk tolerance. It prioritizes user privacy with biometric authentication and encryption.

**Highlights:** Automated weekly ETF allocation, Rule-based investment strategy, Removes emotional trading, Customizable ETF selection, Biometric authentication, Privacy-focused data security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Silver | $1.99 | per month |
| Gold | $4.99 | per month |
| Gold - Yearly | $49.99 | per year |
| Gold - Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Shoal free?

Shoal is free to download, with no in-app purchases.

### Is Basis Point free?

Basis Point is free to download, with in-app purchases available.

### Do Shoal or Basis Point have ads?

Neither Shoal nor Basis Point shows ads.

### Which is updated more often, Shoal or Basis Point?

Shoal ships an update every 2 months, and Basis Point weekly. Most recently, Shoal was updated on October 6, 2026 and Basis Point on October 16, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*