Savvy Spend vs Budgetory

Welcome to Savvy Spend – Your Smart Personal Finance Companion Savvy Spend is a modern, intelligent solution for personal finance management, designed for those who value clarity, control, and financial wellness. With an intuitive approach rooted in the 50/30/20 budgeting rule, Savvy Spend helps you allocate your income effectively: • 50% for essentials, • 30% for personal desires, and • 20% for future security and debt reduction. Take charge of your financial story with tools that allow you to: • Track expenses across detailed categories, • Analyze spending patterns, • Monitor progress against personalized budget goals, and Gain actionable insights into your habits. At Business Insights, we believe every number tells a story, and our goal is to turn raw data into meaningful insights that guide purposeful financial choices. Key Features at a Glance • Precision Expense Tracking: Categorize your spending for better organization. • Real-Time 50/30/20 Guidance: Stay on track with budgeting principles. • Yearly Expense Projections: Plan ahead using two powerful methods: • Seasonality-Based Projections: Account for predictable fluctuations. • Machine Learning Models: Generate personalized, data-driven forecasts. • Comprehensive Insights: Understand your financial habits and uncover opportunities. • Visual Dashboard: Intuitive graphics bring your financial progress to life. Flexibility Without Limits • Add and delete expense entries as many times as you need without affecting your real expense data. • Experiment with mock expense transactions (up to 500) to simulate potential impacts and refine your strategies confidently. The Road Ahead This is just the beginning. We’re working to bring AI-powered tools to provide smarter, personalized budgeting advice tailored to your unique financial journey. Download Savvy Spend Today Take control of your finances and spend with intention. Download Savvy Spend now and start your journey toward financial freedom. Because understanding your finances is the first step to achieving your goals. Launch Offer: Unlock all premium features at a special introductory price!  For a limited time, enjoy Savvy Spend for just 2.99 $/€, saving you 80% off the regular price. Don’t miss this opportunity to take control of your finances—offer valid until for the first 90 days after launch.

Budgetory is a budget planner and expense tracker that shows where your money goes and how much you can still spend. Add an expense in a few taps, set a budget for the month and see what's left as you spend. Bills, subscriptions, card installments, savings goals and debts all have their place, so the end of the month holds no surprises. Spending and budgets • Add income and expenses on a simple keypad, in any of 15 currencies, converted at current exchange rates. • Set one budget for all your spending in a month, or budgets for single categories. Budgetory lets you know when an expense takes a budget past 80% or 100%. • Safe to spend: how much you can spend each day for the rest of the month once the bills still to come are paid, plus an estimate of your balance at the month's end. • Split one payment over several categories, such as a supermarket receipt with food and things for the home. • Add your own categories, each with a name and an icon. Receipt photos • Scan a receipt with the document scanner: it finds the edges and straightens the picture, and a long receipt can be scanned in parts. • Or choose photos you already have, up to 5 per transaction. • Open them full screen to zoom in, and filter your list down to the transactions with receipts. Bills, subscriptions and installments • Recurring transactions such as rent or salary are added for you on their days, weekly, monthly or yearly. • Get a reminder the day before, 3 days or a week before. • See what your subscriptions cost a month and a year, and which one renews next. • Credit card installments are added on your card's statement day, so your budgets count one installment a month. A reminder can come the day before the due day. Accounts and net worth • Add your cash, bank accounts, credit cards and savings with their balances. • Move money between accounts or pay off your card: transfers are neither income nor expenses. • See your net worth: your accounts together with your gold, foreign currency and debts. Goals, debts, gold and currency • Savings goals: save up for a trip, a car or a rainy day, and see how much to put aside each month to get there on time. • Debts: note money you lend or borrow and each payment back, with a reminder before the due date. • Gold & Currency: note gram gold, Turkish gold coins, silver or foreign currency, and see what it's worth today and what it has gained since you bought it. The bigger picture • Charts for any period from 7 days to all time, with totals, trend, daily average, savings rate and spending by category. • A monthly recap at the start of each month: income, spending, budgets, goals and highlights such as your biggest expense. Always at hand • Home screen widgets in small and medium sizes show what you can spend today; the medium one also has buttons to add an expense or income. • Touch and hold the app icon to add a new expense or income right away. • What the app last loaded stays visible without an internet connection. • Your data is kept with your account, so it's on your other devices too. Privacy • Lock Budgetory with Face ID, Touch ID or your passcode. It asks when you open the app and after a minute away. • Hide amounts with one tap: they show as dots on every screen and on the widget, and are left out of reminders. • Export your transactions as a CSV file whenever you like. Budgetory is available in English, Turkish, German, French, Spanish and Russian, with light and dark themes.