# Savvy Spend vs Cacao Ledger

The clearest difference is price: Cacao Ledger at Free against Savvy Spend's $1.99. Cacao Ledger also leads on update cadence (every 5 days vs every 2 months) and device support (3 vs 1). On ads and in-app purchases there is nothing between them.

Cacao Ledger is free to download; Savvy Spend costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Savvy Spend ships an update every 2 months, Cacao Ledger every 5 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Savvy Spend | Cacao Ledger |
| --- | --- | --- |
| Price | $1.99 | **Free** |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/cacao-ledger/id6762229692/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 days** |
| Monetization | — | Free |
| Size | 7 MB | 24 MB |
| Requires iOS | 18.6 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Business Insights ICT](https://appshunter.io/developer/447666547) | [Eduardo Oropeza-Sanchez](https://appshunter.io/developer/1893458394) |

## What reviewers say

### Savvy Spend

[App page](https://appshunter.io/ios/app/savvy-spend/id6737447912)

**Features:** Vision Pro support

**In-app purchases:** none


### Cacao Ledger

[App page](https://appshunter.io/ios/app/cacao-ledger/id6762229692)

This personal accounting app uses double-entry bookkeeping to provide a clear financial overview. Track income, expenses, and organize funds across various categories, with robust reporting and multi-currency support. Your financial data remains private and on your device.

**Highlights:** Double-entry bookkeeping, Transaction recording, Financial reporting (income statement, balance sheet), Multi-currency support, Data export (PDF, JSON, CSV, Ledger), On-device privacy

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Savvy Spend free?

Savvy Spend costs $1.99, with no in-app purchases.

### Is Cacao Ledger free?

Cacao Ledger is free to download, with no in-app purchases.

### Do Savvy Spend or Cacao Ledger have ads?

Neither Savvy Spend nor Cacao Ledger shows ads.

### Which is updated more often, Savvy Spend or Cacao Ledger?

Savvy Spend ships an update every 2 months, and Cacao Ledger every 5 days. Most recently, Savvy Spend was updated on October 30, 2026 and Cacao Ledger on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*