# Smart Finances vs Expense Tracker

The clearest difference is update cadence: Smart Finances at weekly against Expense Tracker's every 3 months. Smart Finances also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Smart Finances sells 4 one-off in-app purchases and Expense Tracker sells 3 in-app purchases, starting at $5.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Smart Finances ships an update weekly, Expense Tracker every 3 months. The most recent releases landed on October 18, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Smart Finances | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/expense-tracker-budgetpulse/id6757973702/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 months |
| Monetization | — | Freemium |
| Size | 52 MB | 14 MB |
| Requires iOS | **15.1** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Alex Rodriguez](https://appshunter.io/developer/1775480344) | [Emmanuel Badu](https://appshunter.io/developer/1869272613) |

## What reviewers say

### Smart Finances

[App page](https://appshunter.io/ios/app/smart-finances/id6737455994)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A Lollipop | $0.99 | one-time |
| A Chocolate Bar | $1.99 | one-time |
| A Cup of Coffee | $2.99 | one-time |
| A Burger Meal | $5.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-budgetpulse/id6757973702)

Effortlessly track your expenses and manage your finances with this intuitive app. It offers quick expense entry, receipt scanning, and insightful reports to help you understand your spending habits and achieve your financial goals. All your data is stored locally for maximum privacy.

**Highlights:** Quick expense tracking, Receipt scanning with auto-detection, Bank transaction import, Smart spending insights, Customizable budgets, Savings goal tracking, Detailed financial reports

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Weekly | $5.99 | per 7 days |
| Premium Monthly | $9.99 | per month |
| Premium Yearly | $34.99 | per year |


## Frequently asked questions

### Is Smart Finances free?

Smart Finances is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do Smart Finances or Expense Tracker have ads?

Neither Smart Finances nor Expense Tracker shows ads.

### Which is updated more often, Smart Finances or Expense Tracker?

Smart Finances ships an update weekly, and Expense Tracker every 3 months. Most recently, Smart Finances was updated on October 18, 2026 and Expense Tracker on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*