# Smart Finances vs Bloom

The clearest difference is in-app purchases: Bloom at none against Smart Finances's 4. Bloom also leads on update cadence (daily vs weekly). Smart Finances's advantage is iOS requirement (15.1 vs 26.0). On price, ads and device support there is nothing between them.

Both are free to download. Smart Finances sells 4 one-off in-app purchases. Bloom asks for nothing beyond the download.

Smart Finances ships an update weekly, Bloom daily. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Smart Finances | Bloom |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Weekly | **Daily** |
| Size | 52 MB | 76 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | iPhone, iPad, iPod | **iPhone, iPad, Mac, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Alex Rodriguez](https://appshunter.io/developer/1775480344) | [Rodrigo Valle Pinto](https://appshunter.io/developer/1872188162) |

## What reviewers say

### Smart Finances

[App page](https://appshunter.io/ios/app/smart-finances/id6737455994)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| A Lollipop | $0.99 | one-time |
| A Chocolate Bar | $1.99 | one-time |
| A Cup of Coffee | $2.99 | one-time |
| A Burger Meal | $5.99 | one-time |


### Bloom

[App page](https://appshunter.io/ios/app/bloom-expense-tracker/id6817161713)

**Features:** Apple Watch app, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Smart Finances free?

Smart Finances is free to download, with in-app purchases available.

### Is Bloom free?

Bloom is free to download, with no in-app purchases.

### Do Smart Finances or Bloom have ads?

Neither Smart Finances nor Bloom shows ads.

### Which is updated more often, Smart Finances or Bloom?

Smart Finances ships an update weekly, and Bloom daily. Most recently, Smart Finances was updated on October 24, 2026 and Bloom on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*