# Payroo vs Smarty Bucks

The clearest difference is in-app purchases: Payroo at none against Smarty Bucks's 2. Payroo also leads on iOS requirement (15.6 vs 18.5). Smarty Bucks's advantage is update cadence (every 6 days vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. Smarty Bucks sells 2 in-app purchases, starting at $1.99 per month. Payroo asks for nothing beyond the download.

Payroo ships an update every 2 months, Smarty Bucks every 6 days. The most recent releases landed on September 17, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Payroo | Smarty Bucks |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 days** |
| Monetization | — | Free |
| Size | 22 MB | 21 MB |
| Requires iOS | **15.6** | 18.5 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Payroo Australia PTY LTD](https://appshunter.io/developer/1548417854) | [GREGORY MARC PEEVER](https://appshunter.io/developer/6777804892) |

## What reviewers say

### Payroo

[App page](https://appshunter.io/ios/app/payroo/id6737548281)

**In-app purchases:** none


### Smarty Bucks

[App page](https://appshunter.io/ios/app/smarty-bucks/id6777804889)

This app helps families manage allowances, chores, and spending. Parents can set up recurring allowances, assign chores with optional payments, and approve spending requests. Kids can track their balances, complete chores, and save towards goals.

**Highlights:** Allowance management, Chore assignment and tracking, Spending request approval, Savings goal setting, Family dashboard, Transaction history, Data export

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Annual | $22.99 | per year |


## Frequently asked questions

### Is Payroo free?

Payroo is free to download, with no in-app purchases.

### Is Smarty Bucks free?

Smarty Bucks is free to download, with in-app purchases available.

### Do Payroo or Smarty Bucks have ads?

Neither Payroo nor Smarty Bucks shows ads.

### Which is updated more often, Payroo or Smarty Bucks?

Payroo ships an update every 2 months, and Smarty Bucks every 6 days. Most recently, Payroo was updated on September 17, 2026 and Smarty Bucks on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*