# CBE Soft Token vs Ebirr Merchant

The clearest difference is rating: Ebirr Merchant at 4.2 against CBE Soft Token's 3.5. Ebirr Merchant also leads on update cadence (every 4 days vs every 4 months). CBE Soft Token's advantage is iOS requirement (13.0 vs 15.6). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ebirr Merchant holds the better App Store score, 4.2 against 3.5. Both are backed by a comparable volume of ratings — 10 and 9 respectively.

CBE Soft Token ships an update every 4 months, Ebirr Merchant every 4 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | CBE Soft Token | Ebirr Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.5 (10 ratings)](https://appshunter.io/ios/app/cbe-soft-token/id6737692898/reviews) | **[4.2 (9 ratings)](https://appshunter.io/ios/app/ebirr-merchant/id6749670945/reviews)** |
| Number of ratings | **10** | 9 |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 days** |
| Monetization | Free | Free |
| Size | 29 MB | 61 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Commercial Bank of Ethiopia](https://appshunter.io/developer/790022975) | [ebirr Trading PLC](https://appshunter.io/developer/1452805454) |

## What reviewers say

### CBE Soft Token

[App page](https://appshunter.io/ios/app/cbe-soft-token/id6737692898)

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

**Highlights:** Generates One-Time Passwords (OTPs), Multi-factor authentication, Secure login for internet banking, Facilitates transactions, Official app for Commercial Bank of Ethiopia

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ebirr Merchant

[App page](https://appshunter.io/ios/app/ebirr-merchant/id6749670945)

This app serves as a comprehensive business management tool for merchants. It offers secure mobile wallet features, real-time bank integration, and cashier management to streamline financial operations and team coordination.

**Highlights:** Secure mobile wallet, Real-time bank integration, Cashier management, Money transfers, Financial reporting, Team management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CBE Soft Token free?

CBE Soft Token is free to download, with no in-app purchases.

### Is Ebirr Merchant free?

Ebirr Merchant is free to download, with no in-app purchases.

### Which has better reviews, CBE Soft Token or Ebirr Merchant?

Ebirr Merchant is rated higher. CBE Soft Token averages 3.5 out of 5 from 10 ratings, while Ebirr Merchant averages 4.2 from 9 ratings.

### Do CBE Soft Token or Ebirr Merchant have ads?

Neither CBE Soft Token nor Ebirr Merchant shows ads.

### Which is updated more often, CBE Soft Token or Ebirr Merchant?

CBE Soft Token ships an update every 4 months, and Ebirr Merchant every 4 days. Most recently, CBE Soft Token was updated on October 24, 2026 and Ebirr Merchant on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*