# CBE Soft Token vs Mela Merchant

CBE Soft Token and Mela Merchant are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CBE Soft Token ships an update every 4 months, Mela Merchant every 3 months. The most recent releases landed on October 23, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | CBE Soft Token | Mela Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (10 ratings)](https://appshunter.io/ios/app/cbe-soft-token/id6737692898/reviews)** | — |
| Number of ratings | **10** | — |
| Positive reviews | 50.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | — |
| Size | 29 MB | 20 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [COMMERCIAL BANK OF ETHIOPIA](https://appshunter.io/developer/790022975) | [Mela Finance Inc](https://appshunter.io/developer/1769501378) |

## What reviewers say

### CBE Soft Token

[App page](https://appshunter.io/ios/app/cbe-soft-token/id6737692898)

This app generates One-Time Passwords (OTPs) for secure login and transactions on internet banking. It serves as a multi-factor authentication tool for users of the Commercial Bank of Ethiopia.

**Highlights:** Generates One-Time Passwords (OTPs), Multi-factor authentication, Secure login for internet banking, Facilitates transactions, Official app for Commercial Bank of Ethiopia

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Mela Merchant

[App page](https://appshunter.io/ios/app/mela-merchant/id6762823331)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is CBE Soft Token free?

CBE Soft Token is free to download, with no in-app purchases.

### Is Mela Merchant free?

Mela Merchant is free to download, with no in-app purchases.

### Do CBE Soft Token or Mela Merchant have ads?

Neither CBE Soft Token nor Mela Merchant shows ads.

### Which is updated more often, CBE Soft Token or Mela Merchant?

CBE Soft Token ships an update every 4 months, and Mela Merchant every 3 months. Most recently, CBE Soft Token was updated on October 23, 2026 and Mela Merchant on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*