# Total Credit + vs Quoota

The clearest difference is rating: Total Credit + at 5.0 against Quoota's 3.8. Total Credit + also leads on monetization model (free vs ad-supported). Quoota's advantage is update cadence (every 3 days vs every 10 months) and ratings volume (14 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Total Credit + holds the better App Store score, 5.0 against 3.8. That said, the two scores are not equally well evidenced: Quoota has 14 ratings behind it against 1, so its average is the more settled of the two.

Total Credit + ships an update every 10 months, Quoota every 3 days. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Total Credit + | Quoota |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/total-credit-plus/id6737702920/reviews)** | [3.8 (14 ratings)](https://appshunter.io/ios/app/quoota/id6740579156/reviews) |
| Number of ratings | 1 | **14** |
| Positive reviews | — | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 3 days** |
| Monetization | **Free** | Ad-supported |
| Size | 38 MB | 73 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Total Credit](https://appshunter.io/developer/1777478968) | [QUOOTA CAPITAL C.A.](https://appshunter.io/developer/1790664601) |

## What reviewers say

### Total Credit +

[App page](https://appshunter.io/ios/app/total-credit-plus/id6737702920)

Manage your money with an intuitive system offering real-time account and card movement visualization. Send and receive money quickly, including SINPE Móvil transfers, and easily pay credit cards from other financial institutions.

**Highlights:** Real-time account and card movement visualization, Fast and secure electronic transfers, SINPE Móvil transfers, Pay credit cards from other institutions, Share account details easily

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Quoota

[App page](https://appshunter.io/ios/app/quoota/id6740579156)

Access flexible financing options through your employer. Apply for payment installments of up to double your income with terms up to six months, receiving funds directly into your bank account with minimal effort. It's designed for employees of partner companies to achieve their financial goals.

**Highlights:** Employer-sponsored financing, Up to double income with 0% down, 6-month payment installments, Funds deposited directly to bank account, Apply with just a few clicks, Funds usable for any purpose

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Total Credit + free?

Total Credit + is free to download, with no in-app purchases.

### Is Quoota free?

Quoota is free to download, with no in-app purchases.

### Which has better reviews, Total Credit + or Quoota?

Total Credit + is rated higher. Total Credit + averages 5.0 out of 5 from 1 ratings, while Quoota averages 3.8 from 14 ratings.

### Do Total Credit + or Quoota have ads?

Neither Total Credit + nor Quoota shows ads.

### Which is updated more often, Total Credit + or Quoota?

Total Credit + ships an update every 10 months, and Quoota every 3 days. Most recently, Total Credit + was updated on October 17, 2026 and Quoota on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*