# Total Credit + vs Xtracash

The clearest difference is update cadence: Xtracash at every 3 weeks against Total Credit +'s every 10 months. Xtracash also leads on ratings volume (7 vs 1). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Total Credit + against 5.0 for Xtracash. That said, the two scores are not equally well evidenced: Xtracash has 7 ratings behind it against 1, so its average is the more settled of the two.

Total Credit + ships an update every 10 months, Xtracash every 3 weeks. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Total Credit + | Xtracash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/total-credit-plus/id6737702920/reviews) | [5.0 (7 ratings)](https://appshunter.io/ios/app/xtracash/id6749920628/reviews) |
| Number of ratings | 1 | **7** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 38 MB | 36 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Total Credit](https://appshunter.io/developer/1777478968) | [Meritop CA](https://appshunter.io/developer/1818691318) |

## What reviewers say

### Total Credit +

[App page](https://appshunter.io/ios/app/total-credit-plus/id6737702920)

Manage your money with an intuitive system offering real-time account and card movement visualization. Send and receive money quickly, including SINPE Móvil transfers, and easily pay credit cards from other financial institutions.

**Highlights:** Real-time account and card movement visualization, Fast and secure electronic transfers, SINPE Móvil transfers, Pay credit cards from other institutions, Share account details easily

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xtracash

[App page](https://appshunter.io/ios/app/xtracash/id6749920628)

Manage your account and make secure mobile payments. View your available balance, current debt, and minimum payment. Generate payment receipts and update your profile.

**Highlights:** View account balance and debt, Make secure mobile payments, Generate payment receipts, Update profile information, Contact local support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Total Credit + free?

Total Credit + is free to download, with no in-app purchases.

### Is Xtracash free?

Xtracash is free to download, with no in-app purchases.

### Which has better reviews, Total Credit + or Xtracash?

Total Credit + and Xtracash are both rated 5.0 out of 5 on the App Store, from 1 and 7 ratings respectively.

### Do Total Credit + or Xtracash have ads?

Neither Total Credit + nor Xtracash shows ads.

### Which is updated more often, Total Credit + or Xtracash?

Total Credit + ships an update every 10 months, and Xtracash every 3 weeks. Most recently, Total Credit + was updated on October 17, 2026 and Xtracash on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*