# Total Credit + vs DataCred

The clearest difference is update cadence: DataCred at every 4 days against Total Credit +'s every 10 months. DataCred also leads on ratings volume (3 vs 1). Total Credit +'s advantage is iOS requirement (15.6 vs 17.0). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Total Credit + against 5.0 for DataCred. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

Total Credit + ships an update every 10 months, DataCred every 4 days. The most recent releases landed on October 1, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Total Credit + | DataCred |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/total-credit-plus/id6737702920/reviews) | [5.0 (3 ratings)](https://appshunter.io/ios/app/datacred/id6784831520/reviews) |
| Number of ratings | 1 | **3** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 months | **Every 4 days** |
| Monetization | Free | Free |
| Size | 38 MB | 58 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Total Credit](https://appshunter.io/developer/1777478968) | [DATACRED LLC](https://appshunter.io/developer/6784831612) |

## What reviewers say

### Total Credit +

[App page](https://appshunter.io/ios/app/total-credit-plus/id6737702920)

Manage your money with an intuitive system offering real-time account and card movement visualization. Send and receive money quickly, including SINPE Móvil transfers, and easily pay credit cards from other financial institutions.

**Highlights:** Real-time account and card movement visualization, Fast and secure electronic transfers, SINPE Móvil transfers, Pay credit cards from other institutions, Share account details easily

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DataCred

[App page](https://appshunter.io/ios/app/datacred/id6784831520)

This app helps users build a credit history and score by reporting their existing payments for rent, utilities, and remittances. It verifies these payments, allowing users to access personal loans and share their financial profile securely.

**Highlights:** Report existing payments for credit building, Verify payments with proof of purchase, Access personal loans within the app, Monitor credit profile and receive alerts, Share financial profile securely, AI assistant for financial analysis

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Total Credit + free?

Total Credit + is free to download, with no in-app purchases.

### Is DataCred free?

DataCred is free to download, with no in-app purchases.

### Which has better reviews, Total Credit + or DataCred?

Total Credit + and DataCred are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.

### Do Total Credit + or DataCred have ads?

Neither Total Credit + nor DataCred shows ads.

### Which is updated more often, Total Credit + or DataCred?

Total Credit + ships an update every 10 months, and DataCred every 4 days. Most recently, Total Credit + was updated on October 1, 2026 and DataCred on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*