# DebTra vs IOU

The clearest difference is ratings volume: IOU at 4 against DebTra's 1. On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. DebTra sells 1 one-off in-app purchase and IOU sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for DebTra against 5.0 for IOU. Both are backed by a comparable volume of ratings — 1 and 4 respectively.

## The numbers

| Metric | DebTra | IOU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/debtra-debt-tracking/id6737806277/reviews) | [5.0 (4 ratings)](https://appshunter.io/ios/app/iou-owetracker/id6757933178/reviews) |
| Number of ratings | 1 | **4** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | — | Every 2 weeks |
| Monetization | Free with in-app purchases | Freemium |
| Size | 5 MB | 13 MB |
| Requires iOS | 17 | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 17+ | 4+ |
| Developer | [Onur Yuzbasioglu](https://appshunter.io/developer/1514151278) | [MASON QULIZADA](https://appshunter.io/developer/1869718916) |

## What reviewers say

### DebTra

[App page](https://appshunter.io/ios/app/debtra-debt-tracking/id6737806277)

Easily manage and organize all your debts in one place. Record details, set payment reminders, and track your progress to maintain financial control and achieve clarity.

**Highlights:** Record and categorize debts by due date, Set payment reminders, Track full or partial payments, Monitor debt balances, View all debts and payments on one screen, Manage multiple debts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |


### IOU

[App page](https://appshunter.io/ios/app/iou-owetracker/id6757933178)

Easily track money lent, borrowed, and owed without spreadsheets. Manage personal debts, shared expenses, and recurring bills with clear overviews of balances and payment history. Log payments instantly and stay organized with automatic tracking for monthly charges.

**Highlights:** Track money lent, borrowed, and owed, Filter debts owed to you vs. money you owe, View balances, payment history, and upcoming charges, Log partial or full payments instantly, Automatically track recurring bills and subscriptions, Private and ad-free financial tracking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| OweTracker Pro – Monthly | $1.99 | per month |
| OweTracker Pro | $17.99 | per year |
| OweTracker Pro – Lifetime | $19.99 | one-time |


## Frequently asked questions

### Is DebTra free?

DebTra is free to download, with in-app purchases available.

### Is IOU free?

IOU is free to download, with in-app purchases available.

### Which has better reviews, DebTra or IOU?

DebTra and IOU are both rated 5.0 out of 5 on the App Store, from 1 and 4 ratings respectively.

### Do DebTra or IOU have ads?

Neither DebTra nor IOU shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*