# Mg Pay vs BNS CRED

The clearest difference is iOS requirement: BNS CRED at 13.0 against Mg Pay's 15.1. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mg Pay ships an update every 4 days, BNS CRED weekly. The most recent releases landed on September 16, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Mg Pay | BNS CRED |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 days** | Weekly |
| Size | 21 MB | 45 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BALCAO DE RECEBIVEIS](https://appshunter.io/developer/1541705677) | [BNS](https://appshunter.io/developer/1883367236) |

## What reviewers say

### Mg Pay

[App page](https://appshunter.io/ios/app/mg-pay/id6737812985)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BNS CRED

[App page](https://appshunter.io/ios/app/bns-cred/id6760226896)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mg Pay free?

Mg Pay is free to download, with no in-app purchases.

### Is BNS CRED free?

BNS CRED is free to download, with no in-app purchases.

### Do Mg Pay or BNS CRED have ads?

Neither Mg Pay nor BNS CRED shows ads.

### Which is updated more often, Mg Pay or BNS CRED?

Mg Pay ships an update every 4 days, and BNS CRED weekly. Most recently, Mg Pay was updated on September 16, 2026 and BNS CRED on September 19, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*