# Expense Tracker vs 100 Envelope Challenge

The clearest difference is in-app purchases: Expense Tracker at none against 100 Envelope Challenge's 1. Expense Tracker also leads on ads (none vs shown) and iOS requirement (12.0 vs 17.0). On price, update cadence and device support there is nothing between them.

Both are free to download. 100 Envelope Challenge sells 1 one-off in-app purchase. Expense Tracker asks for nothing beyond the download.

Expense Tracker ships an update every 4 months, 100 Envelope Challenge every 3 months. The most recent releases landed on October 16, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Expense Tracker | 100 Envelope Challenge |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041/reviews)** |
| Number of ratings | — | **3** |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | — | Free with in-app purchases |
| Size | 51 MB | 11 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [Mian Imran Shah](https://appshunter.io/developer/1541449456) | [Ikuhei Kure](https://appshunter.io/developer/1837581334) |

## What reviewers say

### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-et/id6737820666)

**Features:** macOS Compatibility

**In-app purchases:** none


### 100 Envelope Challenge

[App page](https://appshunter.io/ios/app/100-envelope-challenge/id6779838041)

This app gamifies saving money by letting you track progress on various savings challenges, like the 100 Envelope Challenge. It offers visual feedback and customizable options to keep you motivated. Unlock all features with a one-time purchase.

**Highlights:** Gamified savings progress visualization, Customizable challenge rules, Multiple savings challenge types, Streak tracking and motivation tools, Home Screen widget for goal visibility, Optional daily reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium | $4.99 | one-time |


## Frequently asked questions

### Is Expense Tracker free?

Expense Tracker is free to download, with no in-app purchases.

### Is 100 Envelope Challenge free?

100 Envelope Challenge is free to download, with in-app purchases available.

### Do Expense Tracker or 100 Envelope Challenge have ads?

100 Envelope Challenge shows ads; Expense Tracker does not.

### Which is updated more often, Expense Tracker or 100 Envelope Challenge?

Expense Tracker ships an update every 4 months, and 100 Envelope Challenge every 3 months. Most recently, Expense Tracker was updated on October 16, 2026 and 100 Envelope Challenge on October 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*