# Swirepay Rewards vs 99Fi

The clearest difference is update cadence: Swirepay Rewards at monthly against 99Fi's every 2 months. 99Fi's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swirepay Rewards ships an update monthly, 99Fi every 2 months. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Swirepay Rewards | 99Fi |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Size | 84 MB | 46 MB |
| Requires iOS | 15.6 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Swirepay Inc.](https://appshunter.io/developer/1619088455) | [99Lan Inc](https://appshunter.io/developer/1790978696) |

## What reviewers say

### Swirepay Rewards

[App page](https://appshunter.io/ios/app/swirepay-rewards/id6737822631)

**Features:** macOS Compatibility

**In-app purchases:** none


### 99Fi

[App page](https://appshunter.io/ios/app/99fi/id6740659848)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Swirepay Rewards free?

Swirepay Rewards is free to download, with no in-app purchases.

### Is 99Fi free?

99Fi is free to download, with no in-app purchases.

### Do Swirepay Rewards or 99Fi have ads?

Neither Swirepay Rewards nor 99Fi shows ads.

### Which is updated more often, Swirepay Rewards or 99Fi?

Swirepay Rewards ships an update monthly, and 99Fi every 2 months. Most recently, Swirepay Rewards was updated on October 30, 2026 and 99Fi on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*