# Puff AI vs Debt Payoff Planner

The clearest difference is update cadence: Puff AI at daily against Debt Payoff Planner's every 5 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Puff AI sells 2 in-app purchases, starting at $1.99 per 7 days and Debt Payoff Planner sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Puff AI ships an update daily, Debt Payoff Planner every 5 weeks. The most recent releases landed on October 5, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Puff AI | Debt Payoff Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/debt-payoff-planner-magicdebt/id6751165830/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Daily** | Every 5 weeks |
| Monetization | — | Free with in-app purchases |
| Size | 9 MB | 5 MB |
| Requires iOS | **17.6** | 18 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 17+ | 4+ |
| Developer | [AAIS (PTY) LTD](https://appshunter.io/developer/1593174410) | [Logical Magic Inc](https://appshunter.io/developer/1703399815) |

## What reviewers say

### Puff AI

[App page](https://appshunter.io/ios/app/puff-ai/id6737825860)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| One Week Access | $1.99 | per 7 days |
| One Month Access | $4.99 | per month |


### Debt Payoff Planner

[App page](https://appshunter.io/ios/app/debt-payoff-planner-magicdebt/id6751165830)

This app helps you manage credit cards and pay off debt faster. It intelligently allocates your income across cards based on balances, limits, and interest rates, providing visual progress tracking and reminders.

**Highlights:** Smart debt allocation engine, Visual progress tracking with charts, Card limit, rate, and payment management, Payment history timeline, Upcoming expense tracking, Payday reminders

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $3.99 | per month |
| Pro Yearly | $19.99 | per year |
| Lifetime Pro | $44.99 | one-time |


## Frequently asked questions

### Is Puff AI free?

Puff AI is free to download, with in-app purchases available.

### Is Debt Payoff Planner free?

Debt Payoff Planner is free to download, with in-app purchases available.

### Do Puff AI or Debt Payoff Planner have ads?

Neither Puff AI nor Debt Payoff Planner shows ads.

### Which is updated more often, Puff AI or Debt Payoff Planner?

Puff AI ships an update daily, and Debt Payoff Planner every 5 weeks. Most recently, Puff AI was updated on October 5, 2026 and Debt Payoff Planner on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*