# Debts.app vs Debt Payoff Tracker

Debts.app and Debt Payoff Tracker are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Debts.app sells 3 in-app purchases, starting at $2.99 per month and Debt Payoff Tracker sells 3 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Debts.app | Debt Payoff Tracker |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | — | Every 3 months |
| Size | 29 MB | 4 MB |
| Requires iOS | 18 | 18 |
| Devices | **iPhone, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Oleksandr Kabanov](https://appshunter.io/developer/1716344633) | [Karol Jaworski](https://appshunter.io/developer/1799974477) |

## What reviewers say

### Debts.app

[App page](https://appshunter.io/ios/app/debtsapp/id6737870564)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $2.99 | per month |
| Annual | $19.99 | per year |
| Lifetime access | $29.99 | one-time |


### Debt Payoff Tracker

[App page](https://appshunter.io/ios/app/debt-payoff-tracker-zero/id6760733303)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Zero Pro Monthly | $4.99 | per month |
| Zero Pro - First Year Offer | $39.99 | per year |
| Zero Pro Yearly | $39.99 | per year |


## Frequently asked questions

### Is Debts.app free?

Debts.app is free to download, with in-app purchases available.

### Is Debt Payoff Tracker free?

Debt Payoff Tracker is free to download, with in-app purchases available.

### Do Debts.app or Debt Payoff Tracker have ads?

Neither Debts.app nor Debt Payoff Tracker shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*