# Kora vs Settlo AI

The clearest difference is ads: Kora at none against Settlo AI's shown. Settlo AI's advantage is iOS requirement (15.1 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Kora sells 9 in-app purchases, starting at $0.99 per month and Settlo AI sells 1 in-app purchase, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Kora | Settlo AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/kora-expense-and-budget-tracker/id6737889671/reviews)** | — |
| Number of ratings | **2** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 days | — |
| Monetization | Free with in-app purchases | — |
| Size | 51 MB | 74 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vilma Valiente](https://appshunter.io/developer/1778421805) | [Ihsan Ahmad](https://appshunter.io/developer/1281244828) |

## What reviewers say

### Kora

[App page](https://appshunter.io/ios/app/kora-expense-and-budget-tracker/id6737889671)

Manually track your spending and manage your budget without linking bank accounts. This app helps you understand your daily spending limit, set financial goals, and gain insights into your financial habits. Your data is kept private and stored locally.

**Highlights:** Manual expense logging, Daily spending limit calculation, Customizable budgets, Income and expense tracking, Account mirroring without linking, Net worth overview, Spending insights

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Friend | $0.99 | per month |
| Supporter | $1.99 | per month |
| Sponsor | $2.99 | per month |
| Patron | $4.99 | per month |
| Free Lifetime Access | Free | one-time |
| Coffee | $1.99 | one-time |
| Meal | $4.99 | one-time |
| Small Gift | $9.99 | one-time |
| Generous Gift | $19.99 | one-time |


### Settlo AI

[App page](https://appshunter.io/ios/app/settlo-ai-split-bills/id6775751874)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $2.99 | per 7 days |


## Frequently asked questions

### Is Kora free?

Kora is free to download, with in-app purchases available.

### Is Settlo AI free?

Settlo AI is free to download, with in-app purchases available.

### Do Kora or Settlo AI have ads?

Settlo AI shows ads; Kora does not.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*