# Kora vs Settlo AI

The clearest difference is ads: Kora at none against Settlo AI's shown. Settlo AI's advantage is iOS requirement (15.1 vs 26.0). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Kora sells 16 in-app purchases, starting at $0.99 per month and Settlo AI sells 1 in-app purchase, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

## The numbers

| Metric | Kora | Settlo AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671/reviews)** | — |
| Number of ratings | **1** | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 8 days | — |
| Monetization | Freemium | — |
| Size | 53 MB | 74 MB |
| Requires iOS | 26.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vilma Valiente](https://appshunter.io/developer/1778421805) | [Ihsan Ahmad](https://appshunter.io/developer/1281244828) |

## What reviewers say

### Kora

[App page](https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671)

Manually track your spending and income to build financial awareness. This app helps you understand where your money goes without linking bank accounts, offering adaptive budgets and insights.

**Highlights:** Manual transaction logging, Adaptive daily budgets, Income and expense tracking, Account mirroring without linking, Spending breakdown by category, Voice input for logging, Supports 160+ currencies

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Friend | $0.99 | per month |
| Supporter | $1.99 | per month |
| Super Early Bird - Monthly | $1.99 | per month |
| Sponsor | $2.99 | per month |
| Early Bird Premium - Monthly | $4.99 | per month |
| Patron | $4.99 | per month |
| Early Bird Premium - Yearly | $9.99 | per year |
| Super Early Bird - Yearly | $9.99 | per year |
| Premium - Monthly | $9.99 | per month |
| Premium - Yearly | $29.99 | per year |
| Free Lifetime Premium | Free | one-time |
| Coffee | $1.99 | one-time |
| Valentines Special - Lifetime | $9.99 | one-time |
| Holiday Special - Lifetime | $9.99 | one-time |
| Early Bird Premium Lifetime | $19.99 | one-time |
| Premium - Lifetime | $49.99 | one-time |


### Settlo AI

[App page](https://appshunter.io/ios/app/settlo-ai-split-bills/id6775751874)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Premium | $2.99 | per 7 days |


## Frequently asked questions

### Is Kora free?

Kora is free to download, with in-app purchases available.

### Is Settlo AI free?

Settlo AI is free to download, with in-app purchases available.

### Do Kora or Settlo AI have ads?

Settlo AI shows ads; Kora does not.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*