# Kora vs Penni

The clearest difference is iOS requirement: Penni at 18.0 against Kora's 26.0. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Kora sells 19 in-app purchases, starting at $0.99 per month and Penni sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Kora against 5.0 for Penni. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

Kora ships an update every 8 days, Penni every 4 days. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | Kora | Penni |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109/reviews) |
| Number of ratings | **2** | 1 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | **Every 4 days** |
| Monetization | Freemium | Freemium |
| Size | 52 MB | 59 MB |
| Requires iOS | 26.0 | **18.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Vilma Valiente](https://appshunter.io/developer/1778421805) | [OTHMANE MDIDET](https://appshunter.io/developer/1837087586) |

## What reviewers say

### Kora

[App page](https://appshunter.io/ios/app/kora-manual-expense-tracker/id6737889671)

Manually track your spending and income to build financial awareness. This app helps you understand where your money goes without linking bank accounts, offering adaptive budgets and insights.

**Highlights:** Manual transaction logging, Adaptive daily budgets, Income and expense tracking, Account mirroring without linking, Spending breakdown by category, Voice input for logging, Supports 160+ currencies

**In-app purchases (19)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Friend | $0.99 | per month |
| Supporter | $1.99 | per month |
| Super Early Bird - Monthly | $1.99 | per month |
| Sponsor | $2.99 | per month |
| Early Bird Premium - Monthly | $4.99 | per month |
| Patron | $4.99 | per month |
| Early Bird Premium - Yearly | $9.99 | per year |
| Super Early Bird - Yearly | $9.99 | per year |
| Premium - Monthly | $9.99 | per month |
| Premium - Yearly | $29.99 | per year |
| Free Lifetime Access | Free | one-time |
| Coffee | $1.99 | one-time |
| Meal | $4.99 | one-time |
| Small Gift | $9.99 | one-time |
| Valentines Special - Lifetime | $9.99 | one-time |
| Holiday Special - Lifetime | $9.99 | one-time |
| Generous Gift | $19.99 | one-time |
| Early Bird Premium Lifetime | $19.99 | one-time |
| Premium - Lifetime | $49.99 | one-time |


### Penni

[App page](https://appshunter.io/ios/app/penni-expense-tracker/id6789282109)

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

**Highlights:** Private by design, no sign-up required, Track expenses and income, Set gentle budgets, Manage savings goals, Financial health score, Home and Lock Screen widgets, iCloud sync and backup

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $3.99 | per month |
| 3 Months | $9.99 | per 3 months |
| Yearly | $29.99 | per year |


## Frequently asked questions

### Is Kora free?

Kora is free to download, with in-app purchases available.

### Is Penni free?

Penni is free to download, with in-app purchases available.

### Which has better reviews, Kora or Penni?

Kora and Penni are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.

### Do Kora or Penni have ads?

Neither Kora nor Penni shows ads.

### Which is updated more often, Kora or Penni?

Kora ships an update every 8 days, and Penni every 4 days. Most recently, Kora was updated on October 24, 2026 and Penni on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*