# Lendee App vs American Finances

The clearest difference is rating: American Finances at 5.0 against Lendee App's 3.2. Lendee App's advantage is ratings volume (110 vs 1) and update cadence (every 5 days vs fortnightly). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

American Finances holds the better App Store score, 5.0 against 3.2. That said, the two scores are not equally well evidenced: Lendee App has 110 ratings behind it against 1, so its average is the more settled of the two.

Lendee App ships an update every 5 days, American Finances fortnightly. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Lendee App | American Finances |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (110 ratings)](https://appshunter.io/ios/app/lendee-app/id6737959895/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/american-finances/id6762162091/reviews)** |
| Number of ratings | **110** | 1 |
| Positive reviews | 23.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Fortnightly |
| Monetization | Free | Free |
| Size | 148 MB | 189 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Lendee App](https://appshunter.io/developer/1604333528) | [Worthen Bros. LLC](https://appshunter.io/developer/1893181644) |

## What reviewers say

### Lendee App

[App page](https://appshunter.io/ios/app/lendee-app/id6737959895)

Invest in business payment plans by purchasing outstanding receivables at a discount. Collect payments as customers pay, with servicing handled by a third party. Monitor your earnings and redeploy funds to your bank or new investments.

**Highlights:** Explore and filter payment contracts, Evaluate business and customer profiles, Purchase whole or partial contracts, Collect payments via Lendee Wallet, Redeploy funds to bank or new investments, Servicing handled by third party

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### American Finances

[App page](https://appshunter.io/ios/app/american-finances/id6762162091)

Manage your finances with a private, user-friendly app offering calculators, budgeting tools, and credit card optimization. Discover financial opportunities and make smarter decisions without complex tracking or data collection.

**Highlights:** Financial calculators (Net Worth, Affordability), Simple and advanced budgeting, Credit card optimization and offers, Shopping and financial opportunity discovery, Privacy-focused, local data storage, Intuitive and distraction-free interface

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Lendee App free?

Lendee App is free to download, with no in-app purchases.

### Is American Finances free?

American Finances is free to download, with no in-app purchases.

### Which has better reviews, Lendee App or American Finances?

American Finances is rated higher. Lendee App averages 3.2 out of 5 from 110 ratings, while American Finances averages 5.0 from 1 ratings.

### Do Lendee App or American Finances have ads?

Neither Lendee App nor American Finances shows ads.

### Which is updated more often, Lendee App or American Finances?

Lendee App ships an update every 5 days, and American Finances fortnightly. Most recently, Lendee App was updated on November 8, 2026 and American Finances on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*