# Budget Tracker vs SpentyAI

The clearest difference is update cadence: Budget Tracker at every 2 days against SpentyAI's every 5 days. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $2.99 per 7 days and SpentyAI sells 5 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Budget Tracker ships an update every 2 days, SpentyAI every 5 days. The most recent releases landed on October 25, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Budget Tracker | SpentyAI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 2 days** | Every 5 days |
| Monetization | — | Free with in-app purchases |
| Size | 8 MB | 14 MB |
| Requires iOS | 18.0 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Elshad Yarmetov](https://appshunter.io/developer/1373810408) | [Akshay Chouhan](https://appshunter.io/developer/1884294395) |

## What reviewers say

### Budget Tracker

[App page](https://appshunter.io/ios/app/budget-tracker-spenty/id6738012323)

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Spenty PRO Weekly | $2.99 | per 7 days |
| Spenty PRO Monthly | $4.99 | per month |
| Spenty PRO Yearly | $29.99 | per year |


### SpentyAI

[App page](https://appshunter.io/ios/app/spentyai/id6762543155)

This AI-powered finance assistant simplifies bookkeeping for individuals and small businesses. It automates transaction entry, tracks recurring payments, and provides financial insights through natural language interaction. Generate professional invoices and analyze spending patterns with ease.

**Highlights:** AI-powered transaction entry via natural language, Automatic detection of transactions from email and SMS, Recurring payment and subscription tracking, AI-driven bank reconciliation, Cross-device synchronization, Smart financial dashboard and projections, Professional GST invoice generation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| SpentyAI Monthly | $1.99 | per month |
| SpentyAI Quarterly | $3.99 | per 3 months |
| SpentyAI Yearly | $14.99 | per year |
| SpentyAI Lifetime Offer | $49.99 | one-time |
| SpentyAI Lifetime | $99.99 | one-time |


## Frequently asked questions

### Is Budget Tracker free?

Budget Tracker is free to download, with in-app purchases available.

### Is SpentyAI free?

SpentyAI is free to download, with in-app purchases available.

### Do Budget Tracker or SpentyAI have ads?

Neither Budget Tracker nor SpentyAI shows ads.

### Which is updated more often, Budget Tracker or SpentyAI?

Budget Tracker ships an update every 2 days, and SpentyAI every 5 days. Most recently, Budget Tracker was updated on October 25, 2026 and SpentyAI on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*