# J.P. Morgan Virtual Card vs LaserCards

The clearest difference is rating: LaserCards at 4.5 against J.P. Morgan Virtual Card's 3.0. LaserCards also leads on review sentiment (67% vs 50%) and ratings volume (17 vs 2). J.P. Morgan Virtual Card's advantage is update cadence (every 5 days vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LaserCards holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: LaserCards has 17 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of J.P. Morgan Virtual Card's written reviews are positive against 67% of LaserCards's.

J.P. Morgan Virtual Card ships an update every 5 days, LaserCards every 2 weeks. The most recent releases landed on November 4, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | J.P. Morgan Virtual Card | LaserCards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/jp-morgan-virtual-card/id6738059944/reviews) | **[4.5 (17 ratings)](https://appshunter.io/ios/app/lasercards/id6747727958/reviews)** |
| Number of ratings | 2 | **17** |
| Positive reviews | 50.0% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 days** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 62 MB | 60 MB |
| Requires iOS | 16.0 | **15.6** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [Extend Enterprises, Inc.](https://appshunter.io/developer/1268034989) | [LaserCards](https://appshunter.io/developer/1822632498) |

## What reviewers say

### J.P. Morgan Virtual Card

[App page](https://appshunter.io/ios/app/jp-morgan-virtual-card/id6738059944)

This app allows J.P. Morgan Commercial Card customers to create and manage virtual cards for business expenses. It streamlines payment processes, enables cardholder requests, and provides real-time spending insights. Organizations can customize controls and maximize rebate opportunities.

**Highlights:** Virtual card creation, Cardholder empowerment, Customizable spending controls, Real-time spending insights, Rebate maximization

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### LaserCards

[App page](https://appshunter.io/ios/app/lasercards/id6747727958)

Create and manage virtual and physical cards for online payments, subscriptions, and business expenses. Set up multi-currency wallets and fund them easily to control your spending.

**Highlights:** Create virtual and physical cards, Support for Visa and Mastercard, Add cards to global platforms, Manage multiple cards with limits, Freeze/unfreeze cards instantly, Set spending rules and restrictions, Create business cards for teams, Multi-currency wallets (NGN, USD, EUR)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is J.P. Morgan Virtual Card free?

J.P. Morgan Virtual Card is free to download, with no in-app purchases.

### Is LaserCards free?

LaserCards is free to download, with no in-app purchases.

### Which has better reviews, J.P. Morgan Virtual Card or LaserCards?

LaserCards is rated higher. J.P. Morgan Virtual Card averages 3.0 out of 5 from 2 ratings, while LaserCards averages 4.5 from 17 ratings.

### Do J.P. Morgan Virtual Card or LaserCards have ads?

Neither J.P. Morgan Virtual Card nor LaserCards shows ads.

### Which is updated more often, J.P. Morgan Virtual Card or LaserCards?

J.P. Morgan Virtual Card ships an update every 5 days, and LaserCards every 2 weeks. Most recently, J.P. Morgan Virtual Card was updated on November 4, 2026 and LaserCards on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*