# MarTrust vs AYA Mobile Banking

The clearest difference is monetization model: MarTrust at free against AYA Mobile Banking's free with in-app purchases. MarTrust also leads on rating (4.8 vs 4.5) and update cadence (every 3 weeks vs every 6 weeks). AYA Mobile Banking's advantage is ratings volume (147 vs 26). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MarTrust holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: AYA Mobile Banking has 147 ratings behind it against 26, so its average is the more settled of the two. Written reviews split almost evenly too, at 77% and 78% positive.

MarTrust ships an update every 3 weeks, AYA Mobile Banking every 6 weeks. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | MarTrust | AYA Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (26 ratings)](https://appshunter.io/ios/app/martrust/id6738084126/reviews)** | [4.5 (147 ratings)](https://appshunter.io/ios/app/aya-mobile-banking/id6741063515/reviews) |
| Number of ratings | 26 | **147** |
| Positive reviews | 77.4% of reviews | **78.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 18 MB | 85 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MarTrust](https://appshunter.io/developer/1495956975) | [AYA Bank](https://appshunter.io/developer/1356605410) |

## What reviewers say

### MarTrust

[App page](https://appshunter.io/ios/app/martrust/id6738084126)

A global payment account designed for maritime crew. It enables instant salary reception, fast and affordable international money transfers, and convenient worldwide spending with a debit card. The app prioritizes security and efficient money management for seafarers.

**Highlights:** Instant salary reception, Fast international money transfers, Low transfer rates, Global debit card spending, Competitive exchange rates, Secure card management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### AYA Mobile Banking

[App page](https://appshunter.io/ios/app/aya-mobile-banking/id6741063515)

Manage your bank accounts, transfer funds, and handle card transactions with this secure mobile banking app. It offers features like bill payments, prepaid top-ups, and fraud alerts for a convenient digital banking experience.

**Highlights:** Account management with transaction history, Fund transfers (own, other, AYA Pay), Card management (lock, unlock, details), Prepaid card top-ups and credit card repayments, Bill payments with saved billers, Transaction PIN for security, Fraud Call Alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 🔒 Safe and secure
- 👍 Simple and easy to use
- 💡 Convenient digital features

**What reviewers complain about**

- 🐛 Account login issues

**Reported bugs**

- Account not found error

**Requested features**

- More digital banking features


## Frequently asked questions

### Is MarTrust free?

MarTrust is free to download, with no in-app purchases.

### Is AYA Mobile Banking free?

AYA Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, MarTrust or AYA Mobile Banking?

MarTrust is rated higher. MarTrust averages 4.8 out of 5 from 26 ratings, while AYA Mobile Banking averages 4.5 from 147 ratings.

### Do MarTrust or AYA Mobile Banking have ads?

Neither MarTrust nor AYA Mobile Banking shows ads.

### Which is updated more often, MarTrust or AYA Mobile Banking?

MarTrust ships an update every 3 weeks, and AYA Mobile Banking every 6 weeks. Most recently, MarTrust was updated on October 25, 2026 and AYA Mobile Banking on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*