# SwiftPay vs SwiftPayIQ

The clearest difference is update cadence: SwiftPay at every 9 days against SwiftPayIQ's every 3 weeks. SwiftPayIQ's advantage is iOS requirement (13.0 vs 16.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SwiftPay ships an update every 9 days, SwiftPayIQ every 3 weeks. The most recent releases landed on October 28, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | SwiftPay | SwiftPayIQ |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 9 days** | Every 3 weeks |
| Size | 140 MB | 32 MB |
| Requires iOS | 16.0 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [EcoTech Finance Systems Ltd](https://appshunter.io/developer/1779417288) | [Palace Tech](https://appshunter.io/developer/1788200399) |

## What reviewers say

### SwiftPay

[App page](https://appshunter.io/ios/app/swiftpay-ecotech/id6738111776)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### SwiftPayIQ

[App page](https://appshunter.io/ios/app/swiftpayiq/id6740057443)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SwiftPay free?

SwiftPay is free to download, with no in-app purchases.

### Is SwiftPayIQ free?

SwiftPayIQ is free to download, with no in-app purchases.

### Do SwiftPay or SwiftPayIQ have ads?

Neither SwiftPay nor SwiftPayIQ shows ads.

### Which is updated more often, SwiftPay or SwiftPayIQ?

SwiftPay ships an update every 9 days, and SwiftPayIQ every 3 weeks. Most recently, SwiftPay was updated on October 28, 2026 and SwiftPayIQ on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*