# Contingency Zero vs Memoa Vault

The clearest difference is ads: Memoa Vault at none against Contingency Zero's shown. Memoa Vault also leads on update cadence (every 4 days vs monthly). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Contingency Zero sells 4 in-app purchases, starting at $9.99 per month and Memoa Vault sells 4 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 5.0 for Contingency Zero against 5.0 for Memoa Vault. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Contingency Zero ships an update monthly, Memoa Vault every 4 days. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Contingency Zero | Memoa Vault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/contingency-zero/id6738165385/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/memoa-vault/id6759069483/reviews) |
| Number of ratings | 2 | 2 |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 4 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 66 MB | 65 MB |
| Requires iOS | 16.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [NULIA.US Corp.](https://appshunter.io/developer/1779666239) | [Memoa Corp](https://appshunter.io/developer/1798079996) |

## What reviewers say

### Contingency Zero

[App page](https://appshunter.io/ios/app/contingency-zero/id6738165385)

This app helps you organize and secure important family information for emergencies. It allows you to create digital 'binders' for assets and share them with trusted contacts, ensuring your loved ones have access when they need it most.

**Highlights:** Zero-knowledge security architecture, Organize assets into customizable 'Binders', Flexible sharing of specific binders or entire plan, Control access permissions (Read Only, Full Access), Detailed version history for all entries, Step-by-step guidance through estate planning

**Features:** Family Sharing

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Subscription | $9.99 | per month |
| 3 Months Subscription | $19.99 | per 3 months |
| 6 Months Subscription | $29.99 | per 6 months |
| 12 Months Subscription | $39.99 | per year |


### Memoa Vault

[App page](https://appshunter.io/ios/app/memoa-vault/id6759069483)

Securely document and track the value of your valuable possessions with AI-powered identification and market estimations. Organize your collection by category and monitor its net worth over time for insurance or estate purposes.

**Highlights:** AI item identification and market valuation, Track net worth and collection value, Organize items by custom collections, Secure, encrypted, and private storage, Documentation for insurance and estate planning

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Vault Individual Monthly | $14.99 | per month |
| Vault Family Monthly | $24.99 | per month |
| Vault Individual Yearly | $149.99 | per year |
| Vault Family Yearly | $279.99 | per year |


## Frequently asked questions

### Is Contingency Zero free?

Contingency Zero is free to download, with in-app purchases available.

### Is Memoa Vault free?

Memoa Vault is free to download, with in-app purchases available.

### Which has better reviews, Contingency Zero or Memoa Vault?

Contingency Zero and Memoa Vault are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do Contingency Zero or Memoa Vault have ads?

Contingency Zero shows ads; Memoa Vault does not.

### Which is updated more often, Contingency Zero or Memoa Vault?

Contingency Zero ships an update monthly, and Memoa Vault every 4 days. Most recently, Contingency Zero was updated on October 16, 2026 and Memoa Vault on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*