# MCB Maldives SmartApprove vs Expense Tracker

The clearest difference is in-app purchases: MCB Maldives SmartApprove at none against Expense Tracker's 2. MCB Maldives SmartApprove also leads on iOS requirement (14.0 vs 17.6). Expense Tracker's advantage is update cadence (every 2 days vs every 3 months). On price, ads and device support there is nothing between them.

Both are free to download. Expense Tracker sells 2 in-app purchases, starting at $4.99 per month. MCB Maldives SmartApprove asks for nothing beyond the download.

MCB Maldives SmartApprove ships an update every 3 months, Expense Tracker every 2 days. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MCB Maldives SmartApprove | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (4 ratings)](https://appshunter.io/ios/app/expense-tracker-penmo/id6748665643/reviews)** |
| Number of ratings | — | **4** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 days** |
| Monetization | — | Free with in-app purchases |
| Size | 78 MB | 6 MB |
| Requires iOS | **14.0** | 17.6 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [MCB GROUP Limited](https://appshunter.io/developer/1449589204) | [Mohamed Abdelmagid](https://appshunter.io/developer/1794241343) |

## What reviewers say

### MCB Maldives SmartApprove

[App page](https://appshunter.io/ios/app/mcb-maldives-smartapprove/id6738175322)

**Features:** macOS Compatibility

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-penmo/id6748665643)

Effortlessly track expenses, manage budgets, and gain a clear overview of your finances. Visualize spending habits with insightful reports and manage recurring bills to achieve your financial goals.

**Highlights:** Effortless expense and income tracking, Customizable monthly budget planner, All-in-one money manager, Subscription and recurring bill tracker, Insightful financial reports with charts, Net worth tracking

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $4.99 | per month |
| Yearly Plan | $23.90 | per year |


## Frequently asked questions

### Is MCB Maldives SmartApprove free?

MCB Maldives SmartApprove is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Do MCB Maldives SmartApprove or Expense Tracker have ads?

Neither MCB Maldives SmartApprove nor Expense Tracker shows ads.

### Which is updated more often, MCB Maldives SmartApprove or Expense Tracker?

MCB Maldives SmartApprove ships an update every 3 months, and Expense Tracker every 2 days. Most recently, MCB Maldives SmartApprove was updated on October 25, 2026 and Expense Tracker on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*