# Subs vs Debt Payoff

The clearest difference is update cadence: Subs at every 3 days against Debt Payoff's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Subs sells 1 one-off in-app purchase and Debt Payoff sells 3 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Subs ships an update every 3 days, Debt Payoff monthly. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Subs | Debt Payoff |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | **Every 3 days** | Monthly |
| Size | 1 MB | 15 MB |
| Requires iOS | **17.6** | 18.5 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Juan Casanueva](https://appshunter.io/developer/427769040) | [Yalcin Golayoglu](https://appshunter.io/developer/1607333007) |

## What reviewers say

### Subs

[App page](https://appshunter.io/ios/app/subs-tracker/id6738222876)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Buy me a coffee | $0.99 | one-time |


### Debt Payoff

[App page](https://appshunter.io/ios/app/debt-payoff-debity/id6755724921)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debt Tracker Weekly | $4.99 | per 7 days |
| Debt Tracker Annual | $19.99 | per year |
| Lifetime Purchase | $29.99 | one-time |


## Frequently asked questions

### Is Subs free?

Subs is free to download, with in-app purchases available.

### Is Debt Payoff free?

Debt Payoff is free to download, with in-app purchases available.

### Do Subs or Debt Payoff have ads?

Neither Subs nor Debt Payoff shows ads.

### Which is updated more often, Subs or Debt Payoff?

Subs ships an update every 3 days, and Debt Payoff monthly. Most recently, Subs was updated on October 19, 2026 and Debt Payoff on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*