# smartCent Go vs Ledger

The clearest difference is ads: Ledger at none against smartCent Go's shown. Ledger also leads on update cadence (every 4 days vs every 2 weeks). smartCent Go's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 17.0). On price and in-app purchases there is nothing between them.

Both are free to download. smartCent Go sells 3 in-app purchases, starting at $0.49 per month and Ledger sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

smartCent Go ships an update every 2 weeks, Ledger every 4 days. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | smartCent Go | Ledger |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | — | Freemium |
| Size | 108 MB | 15 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [SMARTCENT PTY LTD](https://appshunter.io/developer/1779815276) | [MATTHEW S DAIS](https://appshunter.io/developer/6774223082) |

## What reviewers say

### smartCent Go

[App page](https://appshunter.io/ios/app/smartcent-go/id6738227167)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Starter Plan | $0.49 | per month |
| Standard Plan | $2.99 | per month |
| Premium Plan | $3.99 | per month |


### Ledger

[App page](https://appshunter.io/ios/app/ledger-pay-cycle-planner/id6774223080)

This app helps you manage your money based on your pay cycle, not just monthly. It tracks income, expenses, and savings to show you what's available before your next payday, offering a clear financial overview without complex budgeting.

**Highlights:** Pay cycle planning (weekly, fortnightly, monthly), Multiple income stream management, Recurring and one-off expense tracking, Custom allocation pockets for savings, Privacy-focused with no bank connections, Clear financial overview before payday

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ledger Pro Monthly | $3.99 | per month |
| Ledger Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is smartCent Go free?

smartCent Go is free to download, with in-app purchases available.

### Is Ledger free?

Ledger is free to download, with in-app purchases available.

### Do smartCent Go or Ledger have ads?

smartCent Go shows ads; Ledger does not.

### Which is updated more often, smartCent Go or Ledger?

smartCent Go ships an update every 2 weeks, and Ledger every 4 days. Most recently, smartCent Go was updated on October 18, 2026 and Ledger on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*