# Finance Tracker vs Xpens

The clearest difference is in-app purchases: Xpens at none against Finance Tracker's 3. Xpens also leads on update cadence (every 4 days vs every 3 weeks) and iOS requirement (15.1 vs 18.6). On price, ads and device support there is nothing between them.

Both are free to download. Finance Tracker sells 3 in-app purchases, starting at $3.99 per 7 days. Xpens asks for nothing beyond the download.

Finance Tracker ships an update every 3 weeks, Xpens every 4 days. The most recent releases landed on October 30, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Finance Tracker | Xpens |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 4 days** |
| Monetization | — | Free |
| Size | 4 MB | 36 MB |
| Requires iOS | 18.6 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Giuseppe Pio Cosenza](https://appshunter.io/developer/1774193971) | [Autoblicker GesmbH](https://appshunter.io/developer/1786701521) |

## What reviewers say

### Finance Tracker

[App page](https://appshunter.io/ios/app/finance-tracker-byjo/id6738330716)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ByJo Pro | $3.99 | per 7 days |
| ByJo Pro | $39.99 | per year |
| ByJo Lifetime | $69.99 | one-time |


### Xpens

[App page](https://appshunter.io/ios/app/xpens/id6739723507)

Effortlessly track your expenses with AI. Snap photos of receipts or upload images, and let the app automatically extract and categorize your spending. Simplify bookkeeping and gain a clear overview of your finances.

**Highlights:** AI-powered receipt scanning, Automatic expense categorization, Secure data storage, User-friendly interface, Easy export options, Automated bookkeeping

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Finance Tracker free?

Finance Tracker is free to download, with in-app purchases available.

### Is Xpens free?

Xpens is free to download, with no in-app purchases.

### Do Finance Tracker or Xpens have ads?

Neither Finance Tracker nor Xpens shows ads.

### Which is updated more often, Finance Tracker or Xpens?

Finance Tracker ships an update every 3 weeks, and Xpens every 4 days. Most recently, Finance Tracker was updated on October 30, 2026 and Xpens on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*