# Finance Tracker vs Vault Flow

The clearest difference is in-app purchases: Vault Flow at none against Finance Tracker's 3. Finance Tracker's advantage is iOS requirement (18.6 vs 26.2). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Finance Tracker sells 3 in-app purchases, starting at $3.99 per 7 days. Vault Flow asks for nothing beyond the download.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Finance Tracker | Vault Flow |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Size | 4 MB | 7 MB |
| Requires iOS | **18.6** | 26.2 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Giuseppe Pio Cosenza](https://appshunter.io/developer/1774193971) | [Jashandeep Singh](https://appshunter.io/developer/1858438700) |

## What reviewers say

### Finance Tracker

[App page](https://appshunter.io/ios/app/finance-tracker-byjo/id6738330716)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ByJo Pro | $3.99 | per 7 days |
| ByJo Pro | $39.99 | per year |
| ByJo Lifetime | $69.99 | one-time |


### Vault Flow

[App page](https://appshunter.io/ios/app/vault-flow-money-tracker/id6758531604)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Finance Tracker free?

Finance Tracker is free to download, with in-app purchases available.

### Is Vault Flow free?

Vault Flow is free to download, with no in-app purchases.

### Do Finance Tracker or Vault Flow have ads?

Neither Finance Tracker nor Vault Flow shows ads.

### Which is updated more often, Finance Tracker or Vault Flow?

Finance Tracker ships an update every 3 weeks, and Vault Flow every 3 weeks. Most recently, Finance Tracker was updated on October 30, 2026 and Vault Flow on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*