# Finance Tracker vs MyBudgetNerd

The clearest difference is iOS requirement: MyBudgetNerd at 15.0 against Finance Tracker's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Finance Tracker sells 8 in-app purchases, starting at $3.99 per 7 days and MyBudgetNerd sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

Finance Tracker ships an update every 3 weeks, MyBudgetNerd every 11 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Finance Tracker | MyBudgetNerd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/mybudgetnerd/id6761061061/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 11 days** |
| Monetization | — | Freemium |
| Size | 4 MB | 23 MB |
| Requires iOS | 18.6 | **15.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Giuseppe Pio Cosenza](https://appshunter.io/developer/1774193971) | [Athena Analytics L.L.C](https://appshunter.io/developer/1887571721) |

## What reviewers say

### Finance Tracker

[App page](https://appshunter.io/ios/app/finance-tracker-byjo/id6738330716)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ByJo Pro | $3.99 | per 7 days |
| Monthly Pro Access | $4.99 | per month |
| ByJo Family Pro | $9.99 | per month |
| ByJo Pro | $39.99 | per year |
| Annual Pro Access | $49.99 | per year |
| ByJo Family Pro | $99.99 | per year |
| ByJo Lifetime | $69.99 | one-time |
| ByJo Family Lifetime | $119.99 | one-time |


### MyBudgetNerd

[App page](https://appshunter.io/ios/app/mybudgetnerd/id6761061061)

Actively manage your finances by importing PDF statements locally. Gain deep analytical insights and build lasting habits with 100% on-device privacy, without linking bank accounts.

**Highlights:** Statement upload, Smart categorization, Insight dashboard, 30-day forecast, Anomaly detection, Data export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| MyBudgetNerd Pro — Monthly | $4.99 | per month |
| MyBudgetNerd Pro — Annual | $44.99 | per year |


## Frequently asked questions

### Is Finance Tracker free?

Finance Tracker is free to download, with in-app purchases available.

### Is MyBudgetNerd free?

MyBudgetNerd is free to download, with in-app purchases available.

### Do Finance Tracker or MyBudgetNerd have ads?

Neither Finance Tracker nor MyBudgetNerd shows ads.

### Which is updated more often, Finance Tracker or MyBudgetNerd?

Finance Tracker ships an update every 3 weeks, and MyBudgetNerd every 11 days. Most recently, Finance Tracker was updated on October 24, 2026 and MyBudgetNerd on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*