# Finance Tracker vs Budgy

Finance Tracker and Budgy are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Finance Tracker sells 8 in-app purchases, starting at $3.99 per 7 days and Budgy sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Finance Tracker | Budgy |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Size | 4 MB | 23 MB |
| Requires iOS | 18.6 | **17.0** |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Giuseppe Pio Cosenza](https://appshunter.io/developer/1774193971) | [Asiya Kulmanova](https://appshunter.io/developer/1845527790) |

## What reviewers say

### Finance Tracker

[App page](https://appshunter.io/ios/app/finance-tracker-byjo/id6738330716)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ByJo Pro | $3.99 | per 7 days |
| Monthly Pro Access | $4.99 | per month |
| ByJo Family Pro | $9.99 | per month |
| ByJo Pro | $39.99 | per year |
| Annual Pro Access | $49.99 | per year |
| ByJo Family Pro | $99.99 | per year |
| ByJo Lifetime | $69.99 | one-time |
| ByJo Family Lifetime | $119.99 | one-time |


### Budgy

[App page](https://appshunter.io/ios/app/budgy-budget-planner-tracker/id6781185676)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $6.99 | per month |
| Yearly | $29.99 | per year |


## Frequently asked questions

### Is Finance Tracker free?

Finance Tracker is free to download, with in-app purchases available.

### Is Budgy free?

Budgy is free to download, with in-app purchases available.

### Do Finance Tracker or Budgy have ads?

Neither Finance Tracker nor Budgy shows ads.

### Which is updated more often, Finance Tracker or Budgy?

Finance Tracker ships an update every 3 weeks, and Budgy every 3 weeks. Most recently, Finance Tracker was updated on October 30, 2026 and Budgy on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*