# Encompass LO vs Purpose Planner

The clearest difference is rating: Purpose Planner at 5.0 against Encompass LO's 4.5. Purpose Planner also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (15.1 vs 18.0). Encompass LO's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price and device support there is nothing between them.

Both are free to download. Purpose Planner sells 1 in-app purchase, starting at $4.99 per month. Encompass LO asks for nothing beyond the download.

Purpose Planner holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 4 and 1 respectively.

Encompass LO ships an update every 2 months, Purpose Planner every 3 weeks. The most recent releases landed on October 28, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | Encompass LO | Purpose Planner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (4 ratings)](https://appshunter.io/ios/app/encompass-lo/id6738355640/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/purpose-planner/id6744907171/reviews)** |
| Number of ratings | **4** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 64 MB | 40 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [IntercontinentalExchange, Inc](https://appshunter.io/developer/394677843) | [Purpose Planner](https://appshunter.io/developer/1784817437) |

## What reviewers say

### Encompass LO

[App page](https://appshunter.io/ios/app/encompass-lo/id6738355640)

This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.

**Highlights:** Lead management, Loan origination tools, Secure communication, Loan pipeline management, eSign documents, Remote work capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Purpose Planner

[App page](https://appshunter.io/ios/app/purpose-planner/id6744907171)

This app helps you build a financial life that reflects your values by tracking spending, setting goals, and offering AI-powered financial advice. It integrates faith-based principles with practical budgeting tools for intentional financial management.

**Highlights:** Budget tracking, Automated transaction tracking, Net worth overview, AI financial assistant, Goal setting and tracking, Faith-based financial principles

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $4.99 | per month |


## Frequently asked questions

### Is Encompass LO free?

Encompass LO is free to download, with no in-app purchases.

### Is Purpose Planner free?

Purpose Planner is free to download, with in-app purchases available.

### Which has better reviews, Encompass LO or Purpose Planner?

Purpose Planner is rated higher. Encompass LO averages 4.5 out of 5 from 4 ratings, while Purpose Planner averages 5.0 from 1 ratings.

### Do Encompass LO or Purpose Planner have ads?

Purpose Planner shows ads; Encompass LO does not.

### Which is updated more often, Encompass LO or Purpose Planner?

Encompass LO ships an update every 2 months, and Purpose Planner every 3 weeks. Most recently, Encompass LO was updated on October 28, 2026 and Purpose Planner on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*