# Encompass LO vs Addy AI

The clearest difference is update cadence: Addy AI at every 3 weeks against Encompass LO's every 2 months. Addy AI also leads on device support (3 vs 1) and iOS requirement (14.0 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Encompass LO ships an update every 2 months, Addy AI every 3 weeks. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Encompass LO | Addy AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (4 ratings)](https://appshunter.io/ios/app/encompass-lo/id6738355640/reviews)** | — |
| Number of ratings | **4** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | — |
| Size | 64 MB | 4 MB |
| Requires iOS | 18.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [IntercontinentalExchange, Inc](https://appshunter.io/developer/394677843) | [Addy AI, Inc.](https://appshunter.io/developer/6776652938) |

## What reviewers say

### Encompass LO

[App page](https://appshunter.io/ios/app/encompass-lo/id6738355640)

This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.

**Highlights:** Lead management, Loan origination tools, Secure communication, Loan pipeline management, eSign documents, Remote work capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Addy AI

[App page](https://appshunter.io/ios/app/addy-ai/id6776652936)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Encompass LO free?

Encompass LO is free to download, with no in-app purchases.

### Is Addy AI free?

Addy AI is free to download, with no in-app purchases.

### Do Encompass LO or Addy AI have ads?

Neither Encompass LO nor Addy AI shows ads.

### Which is updated more often, Encompass LO or Addy AI?

Encompass LO ships an update every 2 months, and Addy AI every 3 weeks. Most recently, Encompass LO was updated on October 30, 2026 and Addy AI on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*