# Wink NEO vs MTM pay

Wink NEO and MTM pay both sit at 3.0 stars, but that hides the real split: 100% of Wink NEO's written reviews are positive against 0% of MTM pay's. Wink NEO also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.0 for Wink NEO against 3.0 for MTM pay. Both are backed by a comparable volume of ratings — 4 and 1 respectively. Written reviews are what separate them: 100% of Wink NEO's written reviews are positive against 0% of MTM pay's.

Wink NEO ships an update every 3 weeks, MTM pay fortnightly. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Wink NEO | MTM pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (4 ratings)](https://appshunter.io/ios/app/wink-neo/id6738418161/reviews) | [3.0 (1 ratings)](https://appshunter.io/ios/app/mtm-pay/id6752014397/reviews) |
| Number of ratings | **4** | 1 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 128 MB | 76 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Credit Libanais](https://appshunter.io/developer/750930887) | [MTM S.A.L](https://appshunter.io/developer/1837875654) |

## What reviewers say

### Wink NEO

[App page](https://appshunter.io/ios/app/wink-neo/id6738418161)

Manage your money globally with secure transfers, multi-currency accounts, and virtual/physical card services. Offers eVouchers, travel insurance, and eSIM activation for seamless international transactions.

**Highlights:** Global card-to-card transfers, Virtual and physical card creation, Multi-currency accounts, Cross-border bank transfers, Spending analytics, eSIM activation, Travel insurance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MTM pay

[App page](https://appshunter.io/ios/app/mtm-pay/id6752014397)

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

**Highlights:** E-wallet account approval, Secure transactions with encryption and biometrics, Instant money transfers, Bill payments and mobile top-ups, QR code payments, Transaction history and reports, Digital receipts and notifications

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Wink NEO free?

Wink NEO is free to download, with no in-app purchases.

### Is MTM pay free?

MTM pay is free to download, with no in-app purchases.

### Which has better reviews, Wink NEO or MTM pay?

Wink NEO and MTM pay are both rated 3.0 out of 5 on the App Store, from 4 and 1 ratings respectively.

### Do Wink NEO or MTM pay have ads?

MTM pay shows ads; Wink NEO does not.

### Which is updated more often, Wink NEO or MTM pay?

Wink NEO ships an update every 3 weeks, and MTM pay fortnightly. Most recently, Wink NEO was updated on October 10, 2026 and MTM pay on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*