# Zero vs BAKAI

The clearest difference is update cadence: BAKAI at every 3 days against Zero's every 2 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zero ships an update every 2 weeks, BAKAI every 3 days. The most recent releases landed on September 25, 2026 and September 20, 2026 respectively.

## The numbers

| Metric | Zero | BAKAI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Ad-supported | — |
| Size | 195 MB | 245 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Technologia CA](https://appshunter.io/developer/1781062573) | [OJSC BAKAI BANK](https://appshunter.io/developer/1205363870) |

## What reviewers say

### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### BAKAI

[App page](https://appshunter.io/ios/app/bakai/id6755689540)

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Is BAKAI free?

BAKAI is free to download, with no in-app purchases.

### Do Zero or BAKAI have ads?

Neither Zero nor BAKAI shows ads.

### Which is updated more often, Zero or BAKAI?

Zero ships an update every 2 weeks, and BAKAI every 3 days. Most recently, Zero was updated on September 25, 2026 and BAKAI on September 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*