# Zero vs Мой счет (BilliumKG)

Zero and Мой счет (BilliumKG) are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 11, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Zero | Мой счет (BilliumKG) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews)** | — |
| Number of ratings | **3** | — |
| Positive reviews | 80.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Ad-supported | — |
| Size | 204 MB | 27 MB |
| Requires iOS | 15.5 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 9+ |
| Developer | [Technologia CA](https://appshunter.io/developer/1781062573) | [Donierbek Valizhanov](https://appshunter.io/developer/1885144536) |

## What reviewers say

### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Мой счет (BilliumKG)

[App page](https://appshunter.io/ios/app/billiumkg/id6760579992)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Is Мой счет (BilliumKG) free?

Мой счет (BilliumKG) is free to download, with no in-app purchases.

### Do Zero or Мой счет (BilliumKG) have ads?

Neither Zero nor Мой счет (BilliumKG) shows ads.

### Which is updated more often, Zero or Мой счет (BilliumKG)?

Zero ships an update every 3 weeks, and Мой счет (BilliumKG) every 3 weeks. Most recently, Zero was updated on October 11, 2026 and Мой счет (BilliumKG) on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*