# IBK 카드 vs PayMonth

The clearest difference is ads: IBK 카드 at none against PayMonth's shown. IBK 카드 also leads on iOS requirement (15.0 vs 17.0). PayMonth's advantage is update cadence (every 3 days vs every 3 weeks). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

IBK 카드 ships an update every 3 weeks, PayMonth every 3 days. The most recent releases landed on October 31, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | IBK 카드 | PayMonth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (6 ratings)](https://appshunter.io/ios/app/ibk/id6738555765/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 33.3% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 3 days** |
| Monetization | Free | — |
| Size | 109 MB | 5 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [INDUSTRIAL BANK OF KOREA](https://appshunter.io/developer/347880191) | [Yunho Kang](https://appshunter.io/developer/1847393398) |

## What reviewers say

### IBK 카드

[App page](https://appshunter.io/ios/app/ibk/id6738555765)

Manage your credit card accounts with ease. Track spending, view benefits, and participate in exclusive events and promotions. Offers personalized settings and a secure login experience.

**Highlights:** Secure and fast login, Card status overview, Customizable interface, Event and benefit tracking, Point accumulation and usage, Personal business card management

**Features:** macOS Compatibility

**In-app purchases:** none


### PayMonth

[App page](https://appshunter.io/ios/app/paymonth/id6807873804)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is IBK 카드 free?

IBK 카드 is free to download, with no in-app purchases.

### Is PayMonth free?

PayMonth is free to download, with no in-app purchases.

### Do IBK 카드 or PayMonth have ads?

PayMonth shows ads; IBK 카드 does not.

### Which is updated more often, IBK 카드 or PayMonth?

IBK 카드 ships an update every 3 weeks, and PayMonth every 3 days. Most recently, IBK 카드 was updated on October 31, 2026 and PayMonth on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*