# First Creek Lending vs PayFargo

The clearest difference is update cadence: First Creek Lending at every 2 months against PayFargo's every 4 months. PayFargo's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 18.0). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

First Creek Lending ships an update every 2 months, PayFargo every 4 months. The most recent releases landed on October 27, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | First Creek Lending | PayFargo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payfargo/id6768237839/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | — | Free |
| Size | 102 MB | 146 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [First Continental](https://appshunter.io/developer/1439475635) | [PayFargo LLC](https://appshunter.io/developer/1896552911) |

## What reviewers say

### First Creek Lending

[App page](https://appshunter.io/ios/app/first-creek-lending/id6738571749)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayFargo

[App page](https://appshunter.io/ios/app/payfargo/id6768237839)

Send money and pay bills internationally with a secure and fast mobile app. Easily manage cross-border transfers, utility payments, and mobile top-ups with real-time exchange rates and multiple payment options.

**Highlights:** International money transfers, Bill payments, Mobile top-ups, Real-time exchange rates, Transaction tracking, Multiple payment options

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is First Creek Lending free?

First Creek Lending is free to download, with no in-app purchases.

### Is PayFargo free?

PayFargo is free to download, with no in-app purchases.

### Do First Creek Lending or PayFargo have ads?

Neither First Creek Lending nor PayFargo shows ads.

### Which is updated more often, First Creek Lending or PayFargo?

First Creek Lending ships an update every 2 months, and PayFargo every 4 months. Most recently, First Creek Lending was updated on October 27, 2026 and PayFargo on October 31, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*